Home Travel Insurance Travelling Canadians
Travel insurance for Canadian residents
Heading across the provincial or national border for a quick trip? Flying to the Caribbean for a week in the sun? Planning a longer holiday or business trip anywhere in the world? Travel insurance is imperative to help cover emergency medical costs if you get sick or hurt while you're away.
Overview
COVID-19 Pandemic Travel Plan
- Essential travel coverage outside Canada
- Up to $1 million for COVID-19 related emergency medical benefits (up to $5 million if received full course of immunization for COVID-19)
- Up to $5 million for non COVID-19 related emergency medical benefits
- Trip interruption coverage
Single-Trip Emergency Medical Plan
- Essential travel coverage outside and within Canada
- Up to $10 million in emergency medical benefits
Single-Trip Emergency Medical Plan – Travel Canada
- Essential travel coverage within Canada
- Up to $10 million in emergency medical benefits
- Save 50% compared to the premium for the standard Single-Trip Emergency Medical Plan
Single-Trip All-Inclusive Plan
- Comprehensive travel coverage outside and within Canada
- Up to $10 million in emergency medical benefits plus trip cancellation and trip interruption
- Baggage loss, damage or delay
- Flight accident and travel accident insurance
TravelEase® for pre-existing conditions
- Essential travel coverage outside and within Canada
- Up to $10 million in emergency medical benefits
- Call 1-855-583-7239 for a quote
Multi-Trip Emergency Medical Plan
- Essential travel coverage outside and within Canada
- Up to $10 million in emergency medical benefits
Multi-Trip All-Inclusive Plan
- Comprehensive travel coverage outside and within Canada
- Up to $10 million in emergency medical benefits
- Trip cancellation and trip interruption
- Baggage loss, damage or delay
- Flight accident and travel accident insurance
Multi-Trip Top-Up
- Add extra days to a multi-trip plan from Manulife or another insurer
Trip Cancellation and Trip Interruption Plan
- Get standalone protection in case you have to cancel or interrupt your trip for medical or other reasons
Explore customer video reviews
See what our travel customers are saying about our plans.
Top 10 questions about travel insurance for travelling Canadians
Although we share a border with the States, your provincial or territorial health plan may not cover your medical fees or may only cover a small portion when travelling outside of Canada. Whether you are planning a shorter trip or a longer stay, medical costs in the US can be very expensive and can add up quickly depending on the medical care required.
When you travel outside your home province or territory, even if you're still in Canada, there are limits on how much your government health insurance plan will pay. Costs that may not be covered include air and ground ambulance, emergency dental treatment and prescription drug expenses. Travel insurance can help with these costs, so it makes sense to have it whether you're visiting another part of Canada or another part of the world.
Manulife CoverMe’s All Inclusive plan contains Baggage Loss, Damage & Delay insurance. There are benefits available in the event that any item or set of items contained in your baggage is lost or damaged. Conditions, limitations, exclusions apply, please see the policy for full details.
Manulife CoverMe’s All Inclusive plan contains Baggage Loss, Damage & Delay insurance. There are benefits available in the event of baggage theft or lost/stolen travel documentation (passport, driver’s license, visa). It is important in these instances to be prudent and report any losses to the authorities so full documentation of the situation is recorded. Conditions, limitations, exclusions apply, please see the policy for full details.
Any plan containing Trip Cancellation and Interruption insurance contains benefits for misconnection and travel disruptions resulting from common carrier schedule changes.
If your hotel or accommodation needs to be cancelled due to a covered event, Trip Cancellation and Interruption insurance may pay up to the covered amount for the prepaid unused portion, that is non-refundable and non-transferable to another travel date.
When you travel to Europe, your government health insurance plan may only provide limited coverage, which can leave you with unexpected out-of-pocket expenses. Purchasing travel insurance can help ensure you have proper coverage in case of a medical emergency, trip cancellation or interruption.
Travel insurance can be purchased for unaccompanied minors, given they meet the standard eligibility requirements. Please see the policy for full details.
Any plan containing emergency medical insurance may be purchased 180 days prior to your departure date. Plans containing any other type of insurance may be purchased up to 365 days prior to departure.
Yes, most plans may be purchased up to and including the date of departure. For Trip Cancellation and Interruption protection, we recommend maximizing your length of coverage and purchasing as soon as possible, in the event you need to cancel your trip.
Discover more
Travel insurance for pre‐existing medical conditions
Defining pre‐existing conditions and how travel is still possible. Explore now
What is trip cancellation and interruption insurance?
We explain the difference between them and why you should consider it. Read more
Returning or travelling to Canada during COVID-19?
Guidelines to speed up the arrival process while staying safe. See tips