Travel insurance for Canadian residents

Heading across the provincial or national border for a quick trip? Flying to the Caribbean for a week in the sun? Planning a longer holiday or business trip anywhere in the world? Travel insurance is imperative to help cover emergency medical costs if you get sick or hurt while you're away.

Get a quote

Overview

Single-Trip Emergency Medical Plan

  • Essential travel coverage outside and within Canada
  • Up to $10 million in emergency medical benefits

Single-Trip Emergency Medical Plan – Travel Canada

  • Essential travel coverage within Canada
  • Up to $10 million in emergency medical benefits
  • Save 50% compared to the premium for the standard Single-Trip Emergency Medical Plan

Single-Trip All-Inclusive Plan

  • Comprehensive travel coverage outside and within Canada
  • Up to $10 million in emergency medical benefits plus trip cancellation and trip interruption
  • Baggage loss, damage or delay
  • Flight accident and travel accident insurance

TravelEase® for pre-existing conditions

  • Essential travel coverage outside and within Canada
  • Up to $10 million in emergency medical benefits
  • Call 1-855-583-7239 for a quote

Multi-Trip Emergency Medical Plan

  • Essential travel coverage outside and within Canada
  • Up to $10 million in emergency medical benefits

Multi-Trip All-Inclusive Plan

  • Comprehensive travel coverage outside and within Canada
  • Up to $10 million in emergency medical benefits
  • Trip cancellation and trip interruption
  • Baggage loss, damage or delay
  • Flight accident and travel accident insurance

Multi-Trip Top-Up

  • Add extra days to a multi-trip plan from Manulife or another insurer

Trip Cancellation and Trip Interruption Plan

  • Get standalone protection in case you have to cancel or interrupt your trip for medical or other reasons

Would you like a brochure?

We'll send one out to you right away.

Call 1-844-378-3890

Explore health and dental plans

Discover our CoverMe® plans that help cover routine and unexpected health and dental costs

Learn more

Top 5 questions about travel insurance


When you travel outside your home province or territory, even if you're still in Canada, there are limits on how much your government health insurance plan will pay. Costs that may not be covered include air and ground ambulance, emergency dental treatment and prescription drug expenses. Travel insurance can help with these costs, so it makes sense to have it whether you're visiting another part of Canada or another part of the world.


We can top up travel insurance offered by another insurer, adding extra days to your current coverage. You are responsible for ensuring that your current coverage is in force and allows top-ups. Your top-up coverage is subject to CoverMe® Travel Insurance's terms and conditions.


For single-trip plans, you can add extra days of coverage while you're travelling provided that there has been:

  • No event that has resulted or may result in a claim against the policy, and
  • No change in your health status

You must call 1-888-881-8010 or 1-519-945-8346 before your coverage expires and pay the appropriate premium.

For multi-trip plans, it's best to add extra days of coverage before you leave home. Simply get a top-up up to the maximum allowed by your government health insurance plan. If you need to add extra days of coverage while you're travelling, call 1-877-268-3763 and we will do our best to help you.


A dependent grandchild meets our definition of  "child." To be covered, your grandchild must be named on your confirmation and be travelling with you. Keep in mind that all travellers covered under a family travel insurance plan must be under age 60.


All our travel insurance plans for travelling Canadians start with a $0 deductible. You can save money with a higher deductible on our Single-Trip Emergency Medical Plan and Multi-Trip Emergency Medical Plan (these deductibles apply only to emergency medical coverage):

  • $500 deductible – save 15%
  • $1,000 deductible – save 20%
  • $5,000 deductible – save 35%
  • $10,000 deductible – save 50%
See all questions

Discover more