Travel insurance
helps you get
medical care
wherever you are

Getting sick or hurt when you're away from home is stressful enough without having to worry about the cost of the medical care you need. CoverMe® Travel Insurance provides essential protection, whether you're a travelling Canadian, a visitor to Canada or a student.

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Travelling Canadians

Get affordable access to emergency medical care when you visit other provinces and countries. Your plan protects you if you need to see a doctor, get prescription drugs, call an ambulance or stay in hospital due to a medical emergency.

What's included?

  • Up to $10 million in emergency medical benefits
  • Cover one trip or a year full of trips
  • Protect yourself and your family with family coverage savings*

What can I add?

  • Top-up for extra days of travel (for multi-trip plans)
  • Standalone trip cancellation and trip interruption
  • Choose an all-inclusive plan for emergency medical benefits plus trip cancellation, trip interruption, baggage loss, damage and delay, flight accident and travel accident insurance

Am I eligible?

  • Apply at any age**
  • Canadian resident
  • Covered by a Canadian provincial or territorial health insurance plan
  • No medical questions (if under age 60)

* For family coverage savings, all family members must be under age 60.

** Dependent children must be at least 30 days of age.

Visitors to Canada

Save on emergency medical costs in Canada when you or your friends and family visit – whether it's for business or pleasure. Our plans meet the requirements of the Parent and Grandparent Super Visa.

What's included?

  • Up to $150,000 in emergency medical benefits (up to age 69)
  • Up to $100,000 in emergency medical benefits (up to age 85)
  • Travel accident
  • Side trips outside Canada (except to your country of residence)
  • Coverage available for any number of days up to one year
  • Protect yourself and your family with family coverage savings*

What can I add?

  • Trip interruption

Am I eligible?

  • Apply up to age 85**
  • Not covered by a Canadian provincial or territorial health insurance plan

* For family coverage savings for yourself, your spouse and your dependent children, all family members must be under age 60.

** Dependent children must be at least 30 days of age.

Students

Keep your budget for classes and books, not medical costs. When you travel to study, your plan helps cover emergencies, including dental care after an accident, plus your annual physical and eye exam.

What's included?

  • Up to $2 million in emergency and non-emergency medical benefits
  • Coverage available for up to one year
  • Protect yourself and your family with family coverage savings*

What else is included at no extra cost?

  • Accidental death or dismemberment (AD&D) insurance
  • Tuition reimbursement if you can't attend school
  • Trip break for travel during the school year without ending coverage

Am I eligible?

  • Apply up to age 44
  • Full-time or post-doctoral student attending a recognized institute of learning**

* For family coverage savings, all family members must be under age 45.

** Canadian students must be covered under a government health insurance plan while temporarily residing outside Canada.

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Top 5 questions about travel insurance


When you travel outside your home province or territory, even if you're still in Canada, there are limits on how much your government health insurance plan will pay. Costs that may not be covered include air and ground ambulance, emergency dental treatment and prescription drug expenses. Travel insurance can help with these costs, so it makes sense to have it whether you're visiting another part of Canada or another part of the world.


We can top up travel insurance offered by another insurer, adding extra days to your current coverage. You are responsible for ensuring that your current coverage is in force and allows top-ups. Your top-up coverage is subject to CoverMe® Travel Insurance's terms and conditions.


For single-trip plans, you can add extra days of coverage while you're travelling provided that there has been:

  • No event that has resulted or may result in a claim against the policy, and
  • No change in your health status

You must call 1-877-268-3763 before your coverage expires and pay the appropriate premium.

For multi-trip plans, it's best to add extra days of coverage before you leave home. Simply get a top-up up to the maximum allowed by your government health insurance plan. If you need to add extra days of coverage while you're travelling, call 1-877-268-3763 and we will do our best to help you.


A dependent grandchild meets our definition of  "child." To be covered, your grandchild must be named on your confirmation and be travelling with you. Keep in mind that all travellers covered under a family travel insurance plan must be under age 60.


All our travel insurance plans for travelling Canadians start with a $0 deductible. You can save money with a higher deductible on our Single-Trip Emergency Medical Plan and Multi-Trip Emergency Medical Plan (these deductibles apply only to emergency medical coverage):

  • $500 deductible – save 10%
  • $1,000 deductible – save 15%
  • $5,000 deductible – save 30%
  • $10,000 deductible – save 35%
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