Travel insurance helps you get medical care wherever you are

Getting sick or hurt when you're away from home is stressful enough without having to worry about the cost of the medical care you need. CoverMe® Travel Insurance provides essential protection, whether you're a travelling Canadian, a visitor to Canada or a student.

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Travelling Canadians

Who’s this plan for?

Canadian residents who are:

  • already covered under a Canadian provincial or territorial health insurance plan
  • looking to travel either inside Canada or abroad
  • want to travel just one time, or need coverage for many trips in one year

Why consider this plan?

  • Up to $10 million in emergency medical benefits
  • Coverage for trip cancellation, trip interruption, baggage loss, damage and delay, flight accident and travel accident insurance
  • No medical questions asked (if under age 60)
  • Coverage available for the whole family*
  • Coverage available for pre-existing conditions using our TravelEase® plan
  • Add-on riders available

Visitors to Canada

Who’s this plan for?

Non-Canadian residents and new residents who:

  • don't have coverage under a Canadian provincial or territorial health insurance plan
  • have non-resident friends or family visiting them in Canada
  • have parents or grandparents visiting them under the Super Visa program
  • want to visit Canada for an extended time period

Why consider this plan?

  • Up to $200,000 in emergency medical benefits
  • Cost-effective coverage up to one year
  • Choice in plans to cover pre-existing conditions, if applicable
  • Plans for all ages
  • Continuous coverage, even if the insured returns to their home country for a while (with prior approval)
  • All plans meet the requirement of the Parent and Grandparent Super Visa


Who’s this plan for?

Canadian or international full-time or post-doctoral students who are:

  • studying in Canada, outside their home province or abroad**
  • 44 years of age or younger

Why consider this plan?

  • Up to $2 million in emergency and non-emergency medical benefits
  • Reassurance unexpected medical costs are covered while studying away from home
  • Coverage for hospital care, accidental dental injury, emergency evacuation coverage, annual medical and eye exams, and more
  • Family coverage available***
  • Tuition reimbursement if you can’t attend school

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Top 7 questions about travel insurance

Travel insurance helps protect you from unexpected costs while travelling. This can include emergency medical expenses, trip cancellation and trip interruption costs, delayed or lost baggage, and flight and travel accidents.

Travel insurance can include coverage for hospital and physician services, paramedical services, ambulance and emergency medical return home, and more. In addition, travel insurance can also help with unexpected costs from delayed or lost baggage, trip cancellation and trip interruption, and flight and travel accidents.

Many insurance plans may be purchased right up until the date of departure, however, if you are considering coverage for trip cancellation it is recommended to purchase insurance on the day your trip is booked.

Provincial or territorial government health insurance plans may pay only a small portion of medical expenses incurred abroad. They might not pay for ambulance services, prescription drugs, fees charged by private hospitals or facilities or emergency dental treatment. In addition, many hospitals abroad may require immediate cash payment or proof of insurance, which our assistance centre would help coordinate.

Trip Cancellation and Interruption insurance benefits may be payable in the event that any member of your immediate family develops a medical condition unexpectedly or passes away and you can no longer travel or you need to end your trip early.

If you’re planning to travel while pregnant, our plans can help protect you while you’re away. However, the following coverage exclusions apply:

  • Routine pre-natal or post-natal care
  • Pregnancy, childbirth and complications of pregnancy and childbirth in the 9 weeks before or after your expected due date
  • A child born during your trip

A dependent grandchild meets our definition of "child." To be covered, your grandchild must be named on your confirmation and be travelling with you. Keep in mind that all travellers covered under a family travel insurance plan must be under age 60.

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