While you're in Canada, stay protected with travel insurance
Coming to Canada to spend time with family or take a vacation? Visiting to work or attend a conference? Live here but don't qualify for a government health insurance plan yet? Have family or friends coming to visit that you want to help protect?
Make sure you and your loved ones can affordably access emergency medical care if any of you get sick or hurt – because, without coverage, health care costs can add up quickly. Both our plans meet the requirements of the Parent and Grandparent Super Visa.
Plan A: protection that doesn't cover pre-existing medical conditions*
- Meets the requirements of the Parent and Grandparent Super Visa
- Allows you to cover your family, too**
- Cover $15,000, $25,000, $50,000, or $100,000 to age 85; cover $150,000 to age 69
* Pre-existing medical conditions are defined as conditions that existed or were treated within 180 days of the effective date of the insurance plan.** All family members must be under 60 years. Dependent children must be at least 30 days of age.
Plan B: protection with coverage for pre-existing medical conditions
- Cover pre-existing medical conditions that have been stable for 180 days prior to the effective date
- Cover $15,000, $25,000, $50,000 or $100,000 to age 85; cover $150,000 to age 69*
Top 5 questions about travel insurance
When you travel outside your home province or territory, even if you're still in Canada, there are limits on how much your government health insurance plan will pay. Costs that may not be covered include air and ground ambulance, emergency dental treatment and prescription drug expenses. Travel insurance can help with these costs, so it makes sense to have it whether you're visiting another part of Canada or another part of the world.
We can top up travel insurance offered by another insurer, adding extra days to your current coverage. You are responsible for ensuring that your current coverage is in force and allows top-ups. Your top-up coverage is subject to CoverMe® Travel Insurance's terms and conditions.
For single-trip plans, you can add extra days of coverage while you're travelling provided that there has been:
- No event that has resulted or may result in a claim against the policy, and
- No change in your health status
You must call 1-877-268-3763 before your coverage expires and pay the appropriate premium.
For multi-trip plans, it's best to add extra days of coverage before you leave home. Simply get a top-up up to the maximum allowed by your government health insurance plan. If you need to add extra days of coverage while you're travelling, call 1-877-268-3763 and we will do our best to help you.
A dependent grandchild meets our definition of "child." To be covered, your grandchild must be named on your confirmation and be travelling with you. Keep in mind that all travellers covered under a family travel insurance plan must be under age 60.
All our travel insurance plans for travelling Canadians start with a $0 deductible. You can save money with a higher deductible on our Single-Trip Emergency Medical Plan and Multi-Trip Emergency Medical Plan (these deductibles apply only to emergency medical coverage. COVID-19 Pandemic Travel plan not included):
- $500 deductible – save 10%
- $1,000 deductible – save 15%
- $5,000 deductible – save 30%
- $10,000 deductible – save 35%
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Travel insurance for pre‐existing medical conditions
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