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Newfoundland and Labrador Government Health Insurance Plan offers Limited Coverage.

Here's a brief overview:

Prescription Drugs
Individuals receiving social assistance: 100% coverage of prescription drugs and a maximum of $6.50 towards dispensing fee, per prescription.
Individuals 65 and over receiving GIS are eligible for the Senior Citizens.
Drug Subsidy Plan: 100% coverage, not including dispensing fees.
Dental Checkups & Treatment
Coverage for some surgical dental procedures performed in a hospital.
Children under 12 years: coverage for basic dental services.
Individuals aged 13-17, receiving social assistance: coverage for basic dental services.
Individuals age 17 and over, receiving social assistance: coverage for emergency services and extractions only, individual pays a variable directly to dentist, including a $5 fee.
Vision Care
No coverage.
Hospital Stay
Coverage for basic ward accommodation, normal hospital in-patient services and certain hospital out-patient services.
Registered Specialists:
Chiropractor, Chiropodist, Naturopath, Osteopath, Physiotherapist, Speech Pathologist, Podiatrist
Physiotherapist, Audiologist, Speech Pathologist: coverage only if services performed in hospital.
Homecare & Nursing
Nursing, Occupational Therapy, Respiratory Therapy, Physical Therapy: 100% coverage.
No coverage for other services.
Medical Equipment & Supplies
Individuals 65 and over who are eligible for the Senior Citizens Drug Subsidy Plan: coverage of 75% for ostomy supplies.
No coverage for other equipment/supplies.
Ambulance Services
No Coverage.
Out-of-Province Physician services and Hospital care
Coverage (to Newfoundland/Labrador maximums), with the exception of Quebec. Quebec services reimbursed at Quebec rates.
Out-of-Country Physician services and Hospital care
Physician services: 100% coverage (to Newfoundland/Labrador maximums). Hospital in-patient coverage: up to $350 per day in community hospital; up to $465 per day for specialized hospital.
Out-patient care: up to $62 per visit.
Haemodialysis: up to $220 per treatment.
Hearing Aids
Some coverage may be available to those eligible.


This information is provided to give a general overview of possible coverage. Information is subject to change without notice. For detailed benefits and eligibility criteria, please contact your healthcare provider or provincial government.