Protect one trip within Canada with emergency medical coverage

This year's trip will explore another province or territory, but you're staying in Canada. And you're looking for just emergency medical protection without extras like trip cancellation and trip interruption insurance.

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Overview

The CoverMe® Single-Trip Emergency Medical Plan – Travel Canada saves you 50% compared to our standard plan, covering your emergency medical costs for the number of days you'll be away.

Simple, low-cost protection for travel within Canada

  • Up to $10 million in emergency medical benefits
  • Covers a wide range of expenses for health services, transportation and more

Apply at any age*

  • Canadian resident
  • Covered by a Canadian provincial or territorial health insurance plan
  • No medical questions (under age 60)
  • Click "View More" to see what conditions make you ineligible for coverage.

* Dependent children must be at least 30 days old.

Save by staying in Canada

  • Pay 50% less than you would for our standard Single-Trip Emergency Medical Plan, because you're not leaving the country

Ways to save

  • Family coverage – save when two or three generations (under age 60) travel together
  • Travel companion – save 5%

Cover many emergency medical costs

Health services

  • Hospital and physician services

Transportation

  • Emergency medical return home

Additional protection

  • Extra meal, hotel, child care and phone call costs

Carry your policy everywhere you travel

Keep your policy and wallet card safe, and take them with you everywhere you go on your trip. Your wallet card has contact information for our Assistance Centre, available 24/7, if you need to access your benefits while you're away. In addition, get the TravelAid mobile app, which can provide directions to the nearest medical facility and local emergency telephone numbers.

You must contact the Assistance Centre before you receive any treatment while on your trip. If you don't, you will have to pay 20% of the medical expenses that would normally be covered under this policy, and some benefits may be limited or not covered.

Does this policy seem like a good match for your needs?

These plans may also work well for you

Single-Trip All-Inclusive Plan

Get the same emergency medical benefits plus:

  • Trip cancellation and trip interruption
  • Baggage loss, damage or delay
  • Flight accident and travel accident insurance

Trip Cancellation and Trip Interruption Plan

Add protection in case you have to cancel or interrupt your trip for medical or other reasons.

Multi-Trip Emergency Medical Plan

Get only emergency medical benefits, without  trip cancellation, interruption, baggage and travel accident insurance.

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Top 5 questions about travel insurance


When you travel outside your home province or territory, even if you're still in Canada, there are limits on how much your government health insurance plan will pay. Costs that may not be covered include air and ground ambulance, emergency dental treatment and prescription drug expenses. Travel insurance can help with these costs, so it makes sense to have it whether you're visiting another part of Canada or another part of the world.


We can top up travel insurance offered by another insurer, adding extra days to your current coverage. You are responsible for ensuring that your current coverage is in force and allows top-ups. Your top-up coverage is subject to CoverMe® Travel Insurance's terms and conditions.


For single-trip plans, you can add extra days of coverage while you're travelling provided that there has been:

  • No event that has resulted or may result in a claim against the policy, and
  • No change in your health status

You must call 1-888-881-8010 or 1-519-945-8346 before your coverage expires and pay the appropriate premium.

For multi-trip plans, it's best to add extra days of coverage before you leave home. Simply get a top-up up to the maximum allowed by your government health insurance plan. If you need to add extra days of coverage while you're travelling, call 1-877-268-3763 and we will do our best to help you.


A dependent grandchild meets our definition of  "child." To be covered, your grandchild must be named on your confirmation and be travelling with you. Keep in mind that all travellers covered under a family travel insurance plan must be under age 60.


All our travel insurance plans for travelling Canadians start with a $0 deductible. You can save money with a higher deductible on our Single-Trip Emergency Medical Plan and Multi-Trip Emergency Medical Plan (these deductibles apply only to emergency medical coverage):

  • $500 deductible – save 10%
  • $1,000 deductible – save 15%
  • $5,000 deductible – save 30%
  • $10,000 deductible – save 35%
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