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Medical questionnaire
We know – there are a lot of questions here. But they're all important. Please consider each one carefully and provide accurate, complete answers.
Medical declaration
Sometimes, we can't offer coverage based on your or your family's medical history. But often we can make changes that make it possible for us to provide you with the protection you need – for example, by excluding expenses related to certain conditions or charging a higher premium.
IMPORTANT: Any reference to testing, tests, test results, or investigations in this section excludes genetic tests.
Genetic test means a test that analyzes DNA, RNA or chromosomes for purposes such as the prediction of disease or vertical transmission risks, or monitoring, diagnosis or prognosis.
Have you, your co-applicant or any listed dependent ever consulted a physician or qualified health care practitioner about, been treated for, or had any known indication of: