Plan Code : comboplus-starter
Plan Icon Path:
Plan Page Path: /content/affinity/coverme/en_CA/home/health-insurance/flexcare/comboplus-starter
Age: 0
Province: all
  • plan-highlights:
    • Drugs - 80% of first $750 (up to $600 every year)
    • Dental - 70% of first $575 (up to $400 every year)
    • Paramedical – 50% coverage up to $300 every year per category
    • Vision - $150 every 2 years
    • Travel - $5 million in emergency health coverage for first 9 days of each trip
  • plan-result-highlight2:

    Extended health care

    $250,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached)

  • plan-marketing-highlight2:

    Essential coverage

  • plan-medical-indicator:

    No

  • plan-highlights3:

    No medical questionnaire, at the time of application

  • plan-disclaimer:

    Flexcare Plans Important Notice: This is not a contract. Actual terms and conditions are detailed in the policy issued by Manulife upon final application approval and payment of any required premium. Conditions, limitations, and exclusions apply. See policy for details.

  • plan-disclaimer-full:

    Flexcare Plans Important Notice

    • This is not a contract. Actual terms and conditions are detailed in the policy issued by Manulife upon final application approval and payment of any required premium. Conditions, limitations, and exclusions apply. See policy for details.
    • For Vision Care and Hearing Aid benefits, one year is defined as a Benefit Year (the 12 consecutive months following the incurred date of the claim). For all other benefits, one year is defined as an Anniversary Year (the 12 consecutive months following the Effective Date of the Policy and every 12-month period thereafter).
    • Benefits are for each person every year unless otherwise noted.
  • plan-highlights4:

    vitality logo

    Live a healthier life with Manulife Vitality.

  • plan-learn-more:

    Learn about Vitality

  • planTypeDetail:

    Flexcare® Health and Dental insurance plans offers flexible, affordable coverage tailored to you and your family’s needs and budget.

Age: 0
Province: BC
  • plan-highlights:
    • Drugs - 80% of first $750 (up to $600 every year)
    • Dental - 70% of first $575 (up to $400 every year)
    • Paramedical – 50% coverage up to $300 every year per category
    • Vision - $150 every 2 years
    • Travel - $5 million in emergency health coverage for first 9 days of each trip
  • plan-result-highlight2:

    Extended health care

    $250,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached)

  • plan-marketing-highlight2:

    Essential coverage

  • plan-medical-indicator:

    No

  • plan-highlights3:

    No medical questionnaire, at the time of application

  • plan-disclaimer:

    Flexcare Plans Important Notice: This is not a contract. Actual terms and conditions are detailed in the policy issued by Manulife upon final application approval and payment of any required premium. Conditions, limitations, and exclusions apply. See policy for details.

  • plan-disclaimer-full:

    Flexcare Plans Important Notice

    • This is not a contract. Actual terms and conditions are detailed in the policy issued by Manulife upon final application approval and payment of any required premium. Conditions, limitations, and exclusions apply. See policy for details.
    • For Vision Care and Hearing Aid benefits, one year is defined as a Benefit Year (the 12 consecutive months following the incurred date of the claim). For Prescription Drugs, one year is defined as a Calendar Year (the 12 consecutive months starting January 1 and ending December 31).  For all other benefits, one year is defined as an Anniversary Year (the 12 consecutive months following the Effective Date of the Policy and every 12-month period thereafter).
    • Benefits are for each person every year unless otherwise noted.
  • plan-highlights4:

    vitality logo

    Live a healthier life with Manulife Vitality.

  • plan-learn-more:

    Learn about Vitality

  • planTypeDetail:

    Flexcare® Health and Dental insurance plans offers flexible, affordable coverage tailored to you and your family’s needs and budget.

Age: 0
Province: QC
  • plan-highlights:
    • Drugs - 80% of first $750 (up to $600 every year)
    • Dental - 70% of first $575 (up to $400 every year)
    • Paramedical – 50% coverage up to $300 every year per category
    • Vision - $150 every 2 years
    • Travel - $5 million in emergency health coverage for first 9 days of each trip
  • plan-result-highlight2:

    Extended health care

    $250,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached)

  • plan-marketing-highlight2:

    Essential coverage

  • plan-medical-indicator:

    No

  • plan-highlights3:

    No medical questionnaire, at the time of application

  • plan-disclaimer:

    Flexcare Plans Important Notice: This is not a contract. Actual terms and conditions are detailed in the policy issued by Manulife upon final application approval and payment of any required premium. Conditions, limitations, and exclusions apply. See policy for details.

  • plan-disclaimer-full:

    Flexcare Plans Important Notice

    • This is not a contract. Actual terms and conditions are detailed in the policy issued by Manulife upon final application approval and payment of any required premium. Conditions, limitations, and exclusions apply. See policy for details.
    • For Vision Care and Hearing Aid benefits, one year is defined as a Benefit Year (the 12 consecutive months following the incurred date of the claim). For Prescription Drugs, one year is defined as a Calendar Year (the 12 consecutive months starting January 1 and ending December 31).  For all other benefits, one year is defined as an Anniversary Year (the 12 consecutive months following the Effective Date of the Policy and every 12-month period thereafter).
    • Benefits are for each person every year unless otherwise noted.
  • plan-highlights4:

    vitality logo

    Live a healthier life with Manulife Vitality.

  • plan-learn-more:

    Learn about Vitality

  • planTypeDetail:

    Flexcare® Health and Dental insurance plans offers flexible, affordable coverage tailored to you and your family’s needs and budget.

Age: 0
Province: SK
  • plan-highlights:
    • Drugs - 80% of first $750 (up to $600 every year)
    • Dental - 70% of first $575 (up to $400 every year)
    • Paramedical – 50% coverage up to $300 every year per category
    • Vision - $150 every 2 years
    • Travel - $5 million in emergency health coverage for first 9 days of each trip
  • plan-result-highlight2:

    Extended health care

    $250,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached)

  • plan-marketing-highlight2:

    Essential coverage

  • plan-medical-indicator:

    No

  • plan-highlights3:

    No medical questionnaire, at the time of application

  • plan-disclaimer:

    Flexcare Plans Important Notice: This is not a contract. Actual terms and conditions are detailed in the policy issued by Manulife upon final application approval and payment of any required premium. Conditions, limitations, and exclusions apply. See policy for details.

  • plan-disclaimer-full:

    Flexcare Plans Important Notice

    • This is not a contract. Actual terms and conditions are detailed in the policy issued by Manulife upon final application approval and payment of any required premium. Conditions, limitations, and exclusions apply. See policy for details.
    • For Vision Care and Hearing Aid benefits, one year is defined as a Benefit Year (the 12 consecutive months following the incurred date of the claim). For Prescription Drugs, one year is defined as a Calendar Year (the 12 consecutive months starting January 1 and ending December 31).  For all other benefits, one year is defined as an Anniversary Year (the 12 consecutive months following the Effective Date of the Policy and every 12-month period thereafter).
    • Benefits are for each person every year unless otherwise noted.
  • plan-highlights4:

    vitality logo

    Live a healthier life with Manulife Vitality.

  • plan-learn-more:

    Learn about Vitality

  • planTypeDetail:

    Flexcare® Health and Dental insurance plans offers flexible, affordable coverage tailored to you and your family’s needs and budget.

Age: 1
Province: BC
  • plan-highlights:
    • Drugs - 80% of first $750 (up to $600 every year)
    • Dental - 70% of first $575 (up to $400 every year)
    • Paramedical – 50% coverage up to $300 every year per category
    • Vision - $150 every 2 years
    • Travel - $5 million in emergency health coverage for first 9 days of each trip
  • plan-result-highlight2:

    Extended health care

    $260,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached)

  • plan-marketing-highlight2:

    Essential coverage

  • plan-medical-indicator:

    No

  • plan-highlights3:

    No medical questionnaire, at the time of application

  • plan-disclaimer:

    Flexcare Plans Important Notice: This is not a contract. Actual terms and conditions are detailed in the policy issued by Manulife upon final application approval and payment of any required premium. Conditions, limitations, and exclusions apply. See policy for details.

  • plan-disclaimer-full:

    Flexcare Plans Important Notice

    • This is not a contract. Actual terms and conditions are detailed in the policy issued by Manulife upon final application approval and payment of any required premium. Conditions, limitations, and exclusions apply. See policy for details.
    • For Vision Care and Hearing Aid benefits, one year is defined as a Benefit Year (the 12 consecutive months following the incurred date of the claim). For Prescription Drugs, one year is defined as a Calendar Year (the 12 consecutive months starting January 1 and ending December 31).  For all other benefits, one year is defined as an Anniversary Year (the 12 consecutive months following the Effective Date of the Policy and every 12-month period thereafter).
    • Benefits are for each person every year unless otherwise noted.
  • plan-highlights4:

    vitality logo

    Live a healthier life with Manulife Vitality.

  • plan-learn-more:

    Learn about Vitality

  • planTypeDetail:

    Flexcare® Health and Dental insurance plans offers flexible, affordable coverage tailored to you and your family’s needs and budget.

Age: 1
Province: MB
  • plan-highlights:
    • Drugs - 80% of first $750 (up to $600 every year)
    • Dental - 70% of first $575 (up to $400 every year)
    • Paramedical – 50% coverage up to $300 every year per category
    • Vision - $150 every 2 years
    • Travel - $5 million in emergency health coverage for first 9 days of each trip
  • plan-result-highlight2:

    Extended health care

    $260,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached)

  • plan-marketing-highlight2:

    Essential coverage

  • plan-medical-indicator:

    No

  • plan-highlights3:

    No medical questionnaire, at the time of application

  • plan-disclaimer:

    Flexcare Plans Important Notice: This is not a contract. Actual terms and conditions are detailed in the policy issued by Manulife upon final application approval and payment of any required premium. Conditions, limitations, and exclusions apply. See policy for details.

  • plan-disclaimer-full:

    Flexcare Plans Important Notice

    • This is not a contract. Actual terms and conditions are detailed in the policy issued by Manulife upon final application approval and payment of any required premium. Conditions, limitations, and exclusions apply. See policy for details.
    • For Vision Care and Hearing Aid benefits, one year is defined as a Benefit Year (the 12 consecutive months following the incurred date of the claim). For all other benefits, one year is defined as an Anniversary Year (the 12 consecutive months following the Effective Date of the Policy and every 12-month period thereafter).
    • Benefits are for each person every year unless otherwise noted.
  • plan-highlights4:

    vitality logo

    Live a healthier life with Manulife Vitality.

  • plan-learn-more:

    Learn about Vitality

  • planTypeDetail:

    Flexcare® Health and Dental insurance plans offers flexible, affordable coverage tailored to you and your family’s needs and budget.

Age: 1
Province: NB
  • plan-highlights:
    • Drugs - 80% of first $750 (up to $600 every year)
    • Dental - 70% of first $575 (up to $400 every year)
    • Paramedical – 50% coverage up to $300 every year per category
    • Vision - $150 every 2 years
    • Travel - $5 million in emergency health coverage for first 9 days of each trip
  • plan-result-highlight2:

    Extended health care

    $260,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached)

  • plan-marketing-highlight2:

    Essential coverage

  • plan-medical-indicator:

    No

  • plan-highlights3:

    No medical questionnaire, at the time of application

  • plan-disclaimer:

    Flexcare Plans Important Notice: This is not a contract. Actual terms and conditions are detailed in the policy issued by Manulife upon final application approval and payment of any required premium. Conditions, limitations, and exclusions apply. See policy for details.

  • plan-disclaimer-full:

    Flexcare Plans Important Notice

    • This is not a contract. Actual terms and conditions are detailed in the policy issued by Manulife upon final application approval and payment of any required premium. Conditions, limitations, and exclusions apply. See policy for details.
    • For Vision Care and Hearing Aid benefits, one year is defined as a Benefit Year (the 12 consecutive months following the incurred date of the claim). For all other benefits, one year is defined as an Anniversary Year (the 12 consecutive months following the Effective Date of the Policy and every 12-month period thereafter).
    • Benefits are for each person every year unless otherwise noted.
  • plan-highlights4:

    vitality logo

    Live a healthier life with Manulife Vitality.

  • plan-learn-more:

    Learn about Vitality

  • planTypeDetail:

    Flexcare® Health and Dental insurance plans offers flexible, affordable coverage tailored to you and your family’s needs and budget.

Age: 1
Province: SK
  • plan-highlights:
    • Drugs - 80% of first $750 (up to $600 every year)
    • Dental - 70% of first $575 (up to $400 every year)
    • Paramedical – 50% coverage up to $300 every year per category
    • Vision - $150 every 2 years
    • Travel - $5 million in emergency health coverage for first 9 days of each trip
  • plan-result-highlight2:

    Extended health care

    $260,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached)

  • plan-marketing-highlight2:

    Essential coverage

  • plan-medical-indicator:

    No

  • plan-highlights3:

    No medical questionnaire, at the time of application

  • plan-disclaimer:

    Flexcare Plans Important Notice: This is not a contract. Actual terms and conditions are detailed in the policy issued by Manulife upon final application approval and payment of any required premium. Conditions, limitations, and exclusions apply. See policy for details.

  • plan-disclaimer-full:

    Flexcare Plans Important Notice

    • This is not a contract. Actual terms and conditions are detailed in the policy issued by Manulife upon final application approval and payment of any required premium. Conditions, limitations, and exclusions apply. See policy for details.
    • For Vision Care and Hearing Aid benefits, one year is defined as a Benefit Year (the 12 consecutive months following the incurred date of the claim). For Prescription Drugs, one year is defined as a Calendar Year (the 12 consecutive months starting January 1 and ending December 31).  For all other benefits, one year is defined as an Anniversary Year (the 12 consecutive months following the Effective Date of the Policy and every 12-month period thereafter).
    • Benefits are for each person every year unless otherwise noted.
  • plan-highlights4:

    vitality logo

    Live a healthier life with Manulife Vitality.

  • plan-learn-more:

    Learn about Vitality

  • planTypeDetail:

    Flexcare® Health and Dental insurance plans offers flexible, affordable coverage tailored to you and your family’s needs and budget.

Age: 1
Province: all
  • plan-highlights:
    • Drugs - 100% of first $750 (up to $750 every year)
    • Dental - 70% of first $575 (up to $400 every year)
    • Paramedical – 50% coverage up to $300 every year per category
    • Vision - $150 every 2 years
    • Travel - $5 million in emergency health coverage for first 9 days of each trip

     

  • plan-result-highlight2:

    Extended health care

    $260,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached)

  • plan-marketing-highlight2:

    Essential coverage

  • plan-medical-indicator:

    No

  • plan-highlights3:

    No medical questionnaire, at the time of application

  • plan-disclaimer:

    Flexcare Plans Important Notice: This is not a contract. Actual terms and conditions are detailed in the policy issued by Manulife upon final application approval and payment of any required premium. Conditions, limitations, and exclusions apply. See policy for details.

  • plan-disclaimer-full:

    Flexcare Plans Important Notice

    • This is not a contract. Actual terms and conditions are detailed in the policy issued by Manulife upon final application approval and payment of any required premium. Conditions, limitations, and exclusions apply. See policy for details.
    • For Vision Care and Hearing Aid benefits, one year is defined as a Benefit Year (the 12 consecutive months following the incurred date of the claim). For all other benefits, one year is defined as an Anniversary Year (the 12 consecutive months following the Effective Date of the Policy and every 12-month period thereafter).
    • Benefits are for each person every year unless otherwise noted.
  • plan-highlights4:

    vitality logo

    Live a healthier life with Manulife Vitality.

  • plan-learn-more:

    Learn about Vitality

  • planTypeDetail:

    Flexcare® Health and Dental insurance plans offers flexible, affordable coverage tailored to you and your family’s needs and budget.

Age: 1
Province: QC
  • plan-highlights:
    • Drugs - 100% of first $750 (up to $750 every year)
    • Dental - 70% of first $575 (up to $400 every year)
    • Paramedical – 50% coverage up to $300 every year per category
    • Vision - $150 every 2 years
    • Travel - $5 million in emergency health coverage for first 9 days of each trip
  • plan-result-highlight2:

    Extended health care

    $260,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached)

  • plan-marketing-highlight2:

    Essential coverage

  • plan-medical-indicator:

    No

  • plan-highlights3:

    No medical questionnaire, at the time of application

  • plan-disclaimer:

    Flexcare Plans Important Notice: This is not a contract. Actual terms and conditions are detailed in the policy issued by Manulife upon final application approval and payment of any required premium. Conditions, limitations, and exclusions apply. See policy for details.

  • plan-disclaimer-full:

    Flexcare Plans Important Notice

    • This is not a contract. Actual terms and conditions are detailed in the policy issued by Manulife upon final application approval and payment of any required premium. Conditions, limitations, and exclusions apply. See policy for details.
    • For Vision Care and Hearing Aid benefits, one year is defined as a Benefit Year (the 12 consecutive months following the incurred date of the claim). For Prescription Drugs, one year is defined as a Calendar Year (the 12 consecutive months starting January 1 and ending December 31).  For all other benefits, one year is defined as an Anniversary Year (the 12 consecutive months following the Effective Date of the Policy and every 12-month period thereafter).
    • Benefits are for each person every year unless otherwise noted.
  • plan-highlights4:

    vitality logo

    Live a healthier life with Manulife Vitality.

  • plan-learn-more:

    Learn about Vitality

  • planTypeDetail:

    Flexcare® Health and Dental insurance plans offers flexible, affordable coverage tailored to you and your family’s needs and budget.

Age: 1
Province: NS
  • plan-highlights:
    • Drugs - 100% of first $300 (up to $300 every year)
    • Dental - 70% of first $575 (up to $400 every year)
    • Paramedical – 50% coverage up to $300 every year per category
    • Vision - $150 every 2 years
    • Travel - $5 million in emergency health coverage for first 9 days of each trip
  • plan-result-highlight2:

    Extended health care

    $260,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached)

  • plan-marketing-highlight2:

    Essential coverage

  • plan-medical-indicator:

    No

  • plan-highlights3:

    No medical questionnaire, at the time of application

  • plan-disclaimer:

    Flexcare Plans Important Notice: This is not a contract. Actual terms and conditions are detailed in the policy issued by Manulife upon final application approval and payment of any required premium. Conditions, limitations, and exclusions apply. See policy for details.

  • plan-disclaimer-full:

    Flexcare Plans Important Notice

    • This is not a contract. Actual terms and conditions are detailed in the policy issued by Manulife upon final application approval and payment of any required premium. Conditions, limitations, and exclusions apply. See policy for details.
    • For Vision Care and Hearing Aid benefits, one year is defined as a Benefit Year (the 12 consecutive months following the incurred date of the claim). For all other benefits, one year is defined as an Anniversary Year (the 12 consecutive months following the Effective Date of the Policy and every 12-month period thereafter).
    • Benefits are for each person every year unless otherwise noted.
  • plan-highlights4:

    vitality logo

    Live a healthier life with Manulife Vitality.

  • plan-learn-more:

    Learn about Vitality

  • planTypeDetail:

    Flexcare® Health and Dental insurance plans offers flexible, affordable coverage tailored to you and your family’s needs and budget.

Benefit Code : prescription-drugs
Benefit Icon Path: /content/dam/affinity/coverme/english/icons/health-and-dental/drug.png
Benefit Page Path:
Age: 0
Province: all
  • plan-page-benefit-detail:
    • 80% of first $750 (up to $600 every year)
    • Dispensing fee (up to $6.50 every time)

  • plan-benefit-full-detail:
    • 80% of first $750 (up to $600 every year)
    • Dispensing fee (up to $6.50 every time)

    What's included?

    • Generic prescription drugs

    What's excluded?

    • Smoking cessation drugs
    • Birth control drugs
    • Fertility drugs
    • Erectile dysfunction drugs
    • Over-the-counter drugs
    • Drugs that don't require a prescription

  • plan-compare-benefit-detail:

    80% of first $750 (up to $600 every year)

Age: 0
Province: QC
  • plan-page-benefit-detail:
    • 80% of first $750 (up to $600 every year)

  • plan-benefit-full-detail:
    • 80% of first $750 (up to $600 every year)

    What's included?

    • Generic prescription drugs

    What's excluded?

    • Smoking cessation drugs
    • Birth control drugs
    • Fertility drugs
    • Erectile dysfunction drugs
    • Over-the-counter drugs
    • Drugs that don't require a prescription

  • plan-compare-benefit-detail:

    80% of first $750 (up to $600 every year)

     

Age: 1
Province: all
  • plan-page-benefit-detail:
    • 100% of first $750 (up to $750 every year)
    • Dispensing fee (no maximum)
  • plan-benefit-full-detail:
    • 100% of first $750 (up to $750 every year)
    • Dispensing fee (no maximum)

    What's included?

    • Generic prescription drugs

    What's excluded?

    • Smoking cessation drugs
    • Birth control drugs
    • Fertility drugs
    • Erectile dysfunction drugs
    • Over-the-counter drugs
    • Drugs that don't require a prescription
  • plan-compare-benefit-detail:

    100% of first $750 (up to $750 every year)

Age: 1
Province: BC
  • plan-page-benefit-detail:
    • 80% of first $750 (up to $600 every year)
    • Dispensing fee (up to $6.50 every time)

  • plan-benefit-full-detail:
    • 80% of first $750 (up to $600 every year)
    • Dispensing fee (up to $6.50 every time)

    What's included?

    • Generic prescription drugs

    What's excluded?

    • Smoking cessation drugs
    • Birth control drugs
    • Fertility drugs
    • Erectile dysfunction drugs
    • Over-the-counter drugs
    • Drugs that don't require a prescription

  • plan-compare-benefit-detail:

    80% of first $750 (up to $600 every year)

Age: 1
Province: MB
  • plan-page-benefit-detail:
    • 80% of first $750 (up to $600 every year)
    • Dispensing fee (up to $6.50 every time)

  • plan-benefit-full-detail:
    • 80% of first $750 (up to $600 every year)
    • Dispensing fee (up to $6.50 every time)

    What's included?

    • Generic prescription drugs

    What's excluded?

    • Smoking cessation drugs
    • Birth control drugs
    • Fertility drugs
    • Erectile dysfunction drugs
    • Over-the-counter drugs
    • Drugs that don't require a prescription

  • plan-compare-benefit-detail:

    80% of first $750 (up to $600 every year)

Age: 1
Province: NB
  • plan-page-benefit-detail:
    • 80% of first $750 (up to $600 every year)
    • Dispensing fee (up to $6.50 every time)

  • plan-benefit-full-detail:
    • 80% of first $750 (up to $600 every year)
    • Dispensing fee (up to $6.50 every time)

    What's included?

    • Generic prescription drugs

    What's excluded?

    • Smoking cessation drugs
    • Birth control drugs
    • Fertility drugs
    • Erectile dysfunction drugs
    • Over-the-counter drugs
    • Drugs that don't require a prescription

  • plan-compare-benefit-detail:

    80% of first $750 (up to $600 every year)

Age: 1
Province: SK
  • plan-page-benefit-detail:
    • 80% of first $750 (up to $600 every year)
    • Dispensing fee (up to $6.50 every time)

  • plan-benefit-full-detail:
    • 80% of first $750 (up to $600 every year)
    • Dispensing fee (up to $6.50 every time)

    What's included?

    • Generic prescription drugs

    What's excluded?

    • Smoking cessation drugs
    • Birth control drugs
    • Fertility drugs
    • Erectile dysfunction drugs
    • Over-the-counter drugs
    • Drugs that don't require a prescription

  • plan-compare-benefit-detail:

    80% of first $750 (up to $600 every year)

Age: 1
Province: NS
  • plan-page-benefit-detail:
    • 100% of first $300 (up to $300 every year)
    • Dispensing fee (no maximum)
  • plan-benefit-full-detail:
    • 100% of first $300 (up to $300 every year)
    • Dispensing fee (no maximum)

    What's included?

    • Generic prescription drugs

    What's excluded?

    • Smoking cessation drugs
    • Birth control drugs
    • Fertility drugs
    • Erectile dysfunction drugs
    • Over-the-counter drugs
    • Drugs that don't require a prescription
  • plan-compare-benefit-detail:

    100% of first $300 (up to $300 every year)

Age: 1
Province: QC
  • plan-page-benefit-detail:
    • 100% of first $750 (up to $750 every year)
  • plan-benefit-full-detail:
    • 100% of first $750 (up to $750 every year)

    What's included?

    • Generic prescription drugs

    What's excluded?

    • Smoking cessation drugs
    • Birth control drugs
    • Fertility drugs
    • Erectile dysfunction drugs
    • Over-the-counter drugs
    • Drugs that don't require a prescription
  • plan-compare-benefit-detail:

    100% of first $750 (up to $750 every year)

Benefit Code : dental
Benefit Icon Path: /content/dam/affinity/coverme/english/icons/health-and-dental/dental.png
Benefit Page Path:
Age: 0
Province: all
  • plan-page-benefit-detail:
    • 70% of first $575 (up to $400 every year)
    • Check-ups every 9 months
  • plan-benefit-full-detail:

    Dental coverages are designed to coincide with the current provincial Dental Association Fee Guide for General Practitioners, and will be adjusted to match any increases in the fee guide.

    • 70% of first $575 (up to $400 every year)
    • Check-ups every 9 months

    What's included?

    • Examinations
    • Cleaning
    • Scaling
    • Polishing
    • Fillings
    • Select extractions

    What's excluded?

    • Oral surgery
    • Periodontics
    • Endodontics (root canal)
    • Orthodontics
    • Crowns
    • Bridges
    • Dentures

    Dental coverage starts at the age provincial/territorial health insurance plan coverage ends.

  • plan-compare-benefit-detail:

    70% of first $575 (up to $400 every year)

Age: 1
Province: all
  • plan-page-benefit-detail:
    • 70% of first $575 (up to $400 every year)
    • Check-ups every 9 months
  • plan-benefit-full-detail:

    Dental coverages are designed to coincide with the current provincial Dental Association Fee Guide for General Practitioners, and will be adjusted to match any increases in the fee guide.

    • 70% of first $575 (up to $400 every year)
    • Check-ups every 9 months

    What's included?

    • Examinations
    • Cleaning
    • Scaling
    • Polishing
    • Fillings
    • Select extractions

    What's excluded?

    • Oral surgery
    • Periodontics
    • Endodontics (root canal)
    • Orthodontics
    • Crowns
    • Bridges
    • Dentures

    Dental coverage starts at the age provincial/territorial health insurance plan coverage ends.

  • plan-compare-benefit-detail:

    70% of first $575 (up to $400 every year)

Benefit Code : vision-care
Benefit Icon Path: /content/dam/affinity/coverme/english/icons/health-and-dental/vision.png
Benefit Page Path:
Age: 0
Province: all
  • plan-page-benefit-detail:
    • $150 every 2 years
    • Optometrist fees up to $70 every 2 years
  • plan-benefit-full-detail:
    • $150 every 2 years
    • Optometrist fees up to $70 every 2 years

    What's included?

    • Prescription lenses
    • Frames
    • Contact lenses
    • Laser eye surgery

    What's excluded?

    • Industrial safety glasses
  • plan-compare-benefit-detail:

    $150 every 2 years

Age: 1
Province: all
  • plan-page-benefit-detail:
    • $150 every 2 years
    • Optometrist fees up to $70 every 2 years
  • plan-benefit-full-detail:
    • $150 every 2 years
    • Optometrist fees up to $70 every 2 years

    What's included?

    • Prescription lenses
    • Frames
    • Contact lenses
    • Laser eye surgery

    What's excluded?

    • Industrial safety glasses
  • plan-compare-benefit-detail:

    $150 every 2 years

Benefit Code : vitality
Benefit Icon Path: /content/dam/affinity/coverme/english/icons/vitality/vitality-icon.svg
Benefit Page Path:
Age: 0
Province: all
  • vitality-detail:
    • Live healthy
    • Earn rewards
    • Save money

  • plan-benefit-full-detail:

    Get Manulife Vitality with any Flexcare or FollowMe Health & Dental plan for just $5/month.

Age: 1
Province: all
  • vitality-detail:
    • Live healthy
    • Earn rewards
    • Save money
  • plan-benefit-full-detail:

    Get Manulife Vitality with any Flexcare or FollowMe Health & Dental plan for just $5/month.

Benefit Code : travel
Benefit Icon Path: /content/dam/affinity/coverme/english/icons/health-and-dental/travel.png
Benefit Page Path:
Age: 0
Province: all
  • plan-benefit-full-detail:
    • $5 million in emergency health coverage for first 9 days of each trip
    • $100 deductible per claim
    • Travel insurance coverage ends at age 70, and may be limited or excluded for any illness or condition that first appears in the 9 months preceding each departure date.
  • plan-compare-benefit-detail:

    $5 million in emergency health coverage for first 9 days of each trip

  • plan-page-benefit-detail:
    • $5 million in emergency health coverage for first 9 days of each trip
    • $100 deductible per claim
Age: 1
Province: all
  • plan-benefit-full-detail:
    • $5 million in emergency health coverage for first 9 days of each trip
    • $100 deductible per claim
    • Travel insurance coverage ends at age 70, and may be limited or excluded for any illness or condition that first appears in the 9 months preceding each departure date.
  • plan-compare-benefit-detail:

    $5 million in emergency health coverage for first 9 days of each trip

  • plan-page-benefit-detail:
    • $5 million in emergency health coverage for first 9 days of each trip
    • $100 deductible per claim
Benefit Code : extended-health-care
Benefit Icon Path: /content/dam/affinity/coverme/english/icons/health-and-dental/extended-health-care.png
Benefit Page Path:
Age: 0
Province: all
  • plan-page-benefit-detail:

    $250,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached)

    Survivor benefit

    • Continued coverage with no premiums for 1 year after death of an insured adult
    • Available 1 year after policy effective date
  • plan-compare-benefit-detail:

    $250,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached)

  • plan-sub-benefit-block1:

    Registered specialists and therapists

    50% coverage, up to $300 for each category:

    • Acupuncturist
    • Chiropodist
    • Chiropractor plus $35 for chiropractic x-ray
    • Dietitian
    • Naturopath
    • Osteopath
    • Podiatrist
    • Registered Massage Therapist

    Plus:

    • Physiotherapist – 100% coverage, up to $250 paid
    • Psychologist/Psychotherapist/Clinical Counsellor (combined) – $80/first visit or $65/subsequent visit x 10 visits
    • Speech Pathologist/Therapist (combined) – $65/first visit or $45/subsequent visit x 10 visits

    TELUS Health Virtual Care

    Get easy and immediate healthcare, including mental health, when and where you need it.

  • plan-sub-benefit-block2:

    More extended health care

    • Orthotics (custom-made) – $225
    • Hearing aids (purchase or repair) – $400 every 4 years
    • Homecare and nursing – $1,000 in year 1; $1,300 in year 2; $1,500 in year 3; $1,700 in year 4; $3,000 in year 5+
    • Durable medical equipment (e.g., wheelchairs, ventilators and lifts) – $1,000 in year 1; $1,300 in year 2; $1,500 in year 3; $1,700 in year 4; $3,000 in year 5+
    • Ambulance (air or ground) – unlimited
    • Accidental dental - $2,000 maximum per person, per anniversary year

  • plan-benefit-full-detail:

    $250,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached)

    What's included?

    Per person every year unless otherwise noted:

    Registered specialists and therapists

    50% coverage, up to $300 for each category:

    • Acupuncturist
    • Chiropodist
    • Chiropractor plus $35 for chiropractic x-ray
    • Dietitian
    • Naturopath
    • Osteopath
    • Podiatrist
    • Registered Massage Therapist

    Plus:

    • Physiotherapist – 100% coverage, up to $250 paid
    • Psychologist/Psychotherapist/Clinical Counsellor (combined) – $80/first visit or $65/subsequent visit x 10 visits
    • Speech Pathologist/Therapist (combined) – $65/first visit or $45/subsequent visit x 10

    More extended health care

    • Orthotics (custom-made) – $225
    • Hearing aids (purchase or repair) – $400 every 4 years
    • Homecare and nursing – $1,000 in year 1; $1,300 in year 2; $1,500 in year 3; $1,700 in year 4; $3,000 in year 5+
    • Prosthetic appliances (e.g., artificial joints and limbs) – $1,000 in year 1; $1,300 in year 2; $1,500 in year 3; $1,700 in year 4; $3,000 in year 5+
    • Durable medical equipment (e.g., wheelchairs, ventilators and lifts) – $1,000 in year 1; $1,300 in year 2; $1,500 in year 3; $1,700 in year 4; $3,000 in year 5+
    • Ambulance (air or ground) – unlimited
    • TELUS Living Well Companion, TELUS SmartHome Security
    • TELUS Health Virtual Care – Unlimited, 24/7 access to health care professionals from anywhere, in French and English.
    • Accidental dental – $2,000 maximum per person, per anniversary year

    Travel insurance*

    • $5 million in emergency health coverage for first 9 days of each trip
    • $100 deductible per claim

    * Travel insurance coverage ends at age 70, and may be limited or excluded for any illness or condition that first appears in the 9 months preceding each departure date.

    Accidental death and dismemberment (AD&D) insurance

    • Up to $25,000 for adults under age 65
    • Up to $10,000 for children and adults age 65 and over

    Survivor benefit

    • Continued coverage with no premiums for 1 year after death of an insured adult
    • Available 1 year after policy effective date
Age: 1
Province: all
  • plan-page-benefit-detail:

    $260,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached)

    Survivor benefit

    • Continued coverage with no premiums for 1 year after death of an insured adult
    • Available 1 year after policy effective date
  • plan-compare-benefit-detail:

    $260,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached)

  • plan-sub-benefit-block1:

    Registered specialists and therapists

    50% coverage, up to $300 for each category:

    • Acupuncturist
    • Chiropodist
    • Chiropractor plus $35 for chiropractic x-ray
    • Dietitian
    • Naturopath
    • Osteopath
    • Podiatrist
    • Registered Massage Therapist

    Plus:

    • Physiotherapist – 100% coverage, up to $250 paid
    • Psychologist/Psychotherapist/Clinical Counsellor (combined) – $80/first visit or $65/subsequent visit x 10 visits
    • Speech Pathologist/Therapist (combined) – $65/first visit or $45/subsequent visit x 10 visits

    TELUS Health Virtual Care

    Get easy and immediate healthcare, including mental health, when and where you need it.

  • plan-sub-benefit-block2:

    More extended health care

    • Orthotics (custom-made) – $225
    • Hearing aids (purchase or repair) – $500 every 4 years
    • Homecare and nursing – $1,100 in year 1; $1,500 in year 2; $1,700 in year 3; $2,000 in year 4; $3,500 in year 5+
    • Durable medical equipment (e.g., wheelchairs, ventilators and lifts) – $1,100 in year 1; $1,500 in year 2; $1,700 in year 3; $2,000 in year 4; $3,500 in year 5+
    • Ambulance (air or ground) – unlimited
    • Accidental dental - $2,000 maximum per person, per anniversary year
  • plan-benefit-full-detail:

    $260,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached)

    What's included?

    Per person every year unless otherwise noted:

    Registered specialists and therapists

    50% coverage, up to $300 for each category:

    • Acupuncturist
    • Chiropodist
    • Chiropractor plus $35 for chiropractic x-ray
    • Dietitian
    • Naturopath
    • Osteopath
    • Podiatrist
    • Registered Massage Therapist

    Plus:

    • Physiotherapist – 100% coverage, up to $250 paid
    • Psychologist/Psychotherapist/Clinical Counsellor (combined) – $80/first visit or $65/subsequent visit x 10 visits
    • Speech Pathologist/Therapist (combined) – $65/first visit or $45/subsequent visit x 10

    More extended health care

    • Orthotics (custom-made) – $225
    • Hearing aids (purchase or repair) – $500 every 4 years
    • Homecare and nursing – $1,100 in year 1; $1,500 in year 2; $1,700 in year 3; $2,000 in year 4; $3,500 in year 5+
    • Prosthetic appliances (e.g., artificial joints and limbs) – $1,100 in year 1; $1,500 in year 2; $1,700 in year 3; $2,000 in year 4; $3,500 in year 5+
    • Durable medical equipment (e.g., wheelchairs, ventilators and lifts) – $1,100 in year 1; $1,500 in year 2; $1,700 in year 3; $2,000 in year 4; $3,500 in year 5+
    • Ambulance (air or ground) – unlimited
    • TELUS Living Well Companion, TELUS SmartHome Security
    • TELUS Health Virtual Care – Unlimited, 24/7 access to health care professionals from anywhere, in French and English.
    • Accidental dental – $2,000 maximum per person, per anniversary year

    Travel insurance*

    • $5 million in emergency health coverage for first 9 days of each trip
    • $100 deductible per claim

    * Travel insurance coverage ends at age 70, and may be limited or excluded for any illness or condition that first appears in the 9 months preceding each departure date.

    Accidental death and dismemberment (AD&D) insurance

    • Up to $25,000 for adults under age 65
    • Up to $10,000 for children and adults age 65 and over

    Survivor benefit

     

    Continued coverage with no premiums for 1 year after death of an insured adult

  • Available 1 year after policy effective date
Age: 0
Province: QC
  • plan-page-benefit-detail:

    $250,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached)

    Survivor benefit

    • Continued coverage with no premiums for 1 year after death of an insured adult
    • Available 1 year after policy effective date
  • plan-compare-benefit-detail:

    $250,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached)

  • plan-sub-benefit-block1:

    Registered specialists and therapists

    50% coverage, up to $300 for each category:

    • Acupuncturist
    • Chiropodist
    • Chiropractor plus $35 for chiropractic x-ray
    • Dietitian
    • Naturopath
    • Osteopath
    • Podiatrist
    • Registered Massage Therapist

    Plus:

    • Physiotherapist – 100% coverage, up to $250 paid
    • Psychologist/Psychotherapist/Clinical Counsellor (combined) – $80/first visit or $65/subsequent visit x 10 visits
    • Speech Pathologist/Therapist (combined) – $65/first visit or $45/subsequent visit x 10 visits

    TELUS Health Virtual Care

    Get easy and immediate healthcare, including mental health, when and where you need it.

  • plan-sub-benefit-block2:

    More extended health care

    • Orthotics (custom-made) – $225
    • Hearing aids (purchase or repair) – $400 every 4 years
    • Homecare and nursing – $1,000 in year 1; $1,300 in year 2; $1,500 in year 3; $1,700 in year 4; $3,000 in year 5+

    Diagnostic services

    • Magnetic Resonance Imaging (MRI) – $500
    • Computerized Axial Tomography (CAT) scans – $200
    • Ultrasound Scans – $50
    • Laboratory Tests (blood tests, urine tests, throat cultures) – $100 per category
  • plan-benefit-full-detail:

    $250,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached)

    What's included?

    Per person every year unless otherwise noted:

    Registered specialists and therapists

    50% coverage, up to $300 for each category:

    • Acupuncturist
    • Chiropodist
    • Chiropractor plus $35 for chiropractic x-ray
    • Dietitian
    • Naturopath
    • Osteopath
    • Podiatrist
    • Registered Massage Therapist

    Plus:

    • Physiotherapist – 100% coverage, up to $250 paid
    • Psychologist/Psychotherapist/Clinical Counsellor (combined) – $80/first visit or $65/subsequent visit x 10 visits
    • Speech Pathologist/Therapist (combined) – $65/first visit or $45/subsequent visit x 10 visits

    More extended health care

    • Orthotics (custom-made) – $225
    • Hearing aids (purchase or repair) – $400 every 4 years
    • Homecare and nursing – $1,000 in year 1; $1,300 in year 2; $1,500 in year 3; $1,700 in year 4; $3,000 in year 5+
    • Prosthetic appliances (e.g., artificial joints and limbs) – $1,000 in year 1; $1,300 in year 2; $1,500 in year 3; $1,700 in year 4; $3,000 in year 5+
    • Durable medical equipment (e.g., wheelchairs, ventilators and lifts) – $1,000 in year 1; $1,300 in year 2; $1,500 in year 3; $1,700 in year 4; $3,000 in year 5+
    • Ambulance (air or ground) – unlimited
    • TELUS Living Well Companion, TELUS SmartHome Security 
    • TELUS Health Virtual Care – Unlimited, 24/7 access to health care professionals from anywhere, in French and English.
    • Accidental dental – $2,000 maximum per person, per anniversary year

    Diagnostic services

    • Magnetic Resonance Imaging (MRI) – $500
    • Computerized Axial Tomography (CAT) scans – $200
    • Ultrasound Scans – $50
    • Laboratory Tests (blood tests, urine tests, throat cultures) – $100 per category
    • Prostate Specific Antigen (PSA) Test – $75
    • Cancer Antigen (CA) 125 test – $75
    • Audiologist – $500

    Travel insurance*

    • $5 million in emergency health coverage for first 9 days of each trip
    • $100 deductible per claim

    * Travel insurance coverage ends at age 70, and may be limited or excluded for any illness or condition that first appears in the 9 months preceding each departure date.

    Accidental death and dismemberment (AD&D) insurance

    • Up to $25,000 for adults under age 65
    • Up to $10,000 for children and adults age 65 and over

    Survivor benefit

    • Continued coverage with no premiums for 1 year after death of an insured adult
    • Available 1 year after policy effective date

Age: 1
Province: QC
  • plan-page-benefit-detail:

    $260,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached)

    Survivor benefit

    • Continued coverage with no premiums for 1 year after death of an insured adult
    • Available 1 year after policy effective date
  • plan-compare-benefit-detail:

    $260,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached)

  • plan-sub-benefit-block1:

    Registered specialists and therapists

    50% coverage, up to $300 for each category:

    • Acupuncturist
    • Chiropodist
    • Chiropractor plus $35 for chiropractic x-ray
    • Dietitian
    • Naturopath
    • Osteopath
    • Podiatrist
    • Registered Massage Therapist

    Plus:

    • Physiotherapist – 100% coverage, up to $250 paid
    • Psychologist/Psychotherapist/Clinical Counsellor (combined) – $80/first visit or $65/subsequent visit x 10 visits
    • Speech Pathologist/Therapist (combined) – $65/first visit or $45/subsequent visit x 10 visits

    TELUS Health Virtual Care

    Get easy and immediate healthcare, including mental health, when and where you need it.

  • plan-sub-benefit-block2:

    More extended health care

    • Orthotics (custom-made) – $225
    • Hearing aids (purchase or repair) – $500 every 4 years
    • Homecare and nursing – $1,100 in year 1; $1,500 in year 2; $1,700 in year 3; $2,000 in year 4; $3,500 in year 5+

    Diagnostic services

    • Magnetic Resonance Imaging (MRI) – $500
    • Computerized Axial Tomography (CAT) scans – $200
    • Ultrasound Scans – $50
    • Laboratory Tests (blood tests, urine tests, throat cultures) – $100 per category
  • plan-benefit-full-detail:

    $260,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached)

    What's included?

    Per person every year unless otherwise noted:

    Registered specialists and therapists

    50% coverage, up to $300 for each category:

    • Acupuncturist
    • Chiropodist
    • Chiropractor plus $35 for chiropractic x-ray
    • Dietitian
    • Naturopath
    • Osteopath
    • Podiatrist
    • Registered Massage Therapist

    Plus:

    • Physiotherapist – 100% coverage, up to $250 paid
    • Psychologist/Psychotherapist/Clinical Counsellor (combined) – $80/first visit or $65/subsequent visit x 10 visits
    • Speech Pathologist/Therapist (combined) – $65/first visit or $45/subsequent visit x 10 visits

    More extended health care

    • Orthotics (custom-made) – $225
    • Hearing aids (purchase or repair) – $500 every 4 years
    • Homecare and nursing – $1,100 in year 1; $1,500 in year 2; $1,700 in year 3; $2,000 in year 4; $3,500 in year 5+
    • Prosthetic appliances (e.g., artificial joints and limbs) – $1,100 in year 1; $1,500 in year 2; $1,700 in year 3; $2,000 in year 4; $3,500 in year 5+
    • Durable medical equipment (e.g., wheelchairs, ventilators and lifts) – $1,100 in year 1; $1,500 in year 2; $1,700 in year 3; $2,000 in year 4; $3,500 in year 5+
    • Ambulance (air or ground) – unlimited
    • TELUS Living Well Companion, TELUS SmartHome Security
    • TELUS Health Virtual Care – Unlimited, 24/7 access to health care professionals from anywhere, in French and English.
    • Accidental dental – $2,000 maximum per person, per anniversary year

    Diagnostic services

    • Magnetic Resonance Imaging (MRI) – $500
    • Computerized Axial Tomography (CAT) scans – $200
    • Ultrasound Scans – $50
    • Laboratory Tests (blood tests, urine tests, throat cultures) – $100 per category
    • Prostate Specific Antigen (PSA) Test – $75
    • Cancer Antigen (CA) 125 test – $75
    • Audiologist – $500

    Travel insurance*

    • $5 million in emergency health coverage for first 9 days of each trip
    • $100 deductible per claim

    * Travel insurance coverage ends at age 70, and may be limited or excluded for any illness or condition that first appears in the 9 months preceding each departure date.

    Accidental death and dismemberment (AD&D) insurance

    • Up to $25,000 for adults under age 65
    • Up to $10,000 for children and adults age 65 and over

    Survivor benefit

    • Continued coverage with no premiums for 1 year after death of an insured adult
    • Available 1 year after policy effective date

Add On Title : Add-On
Add On Icon Path: /content/dam/affinity/coverme/english/icons/health-and-dental/add-on.png
/content/experience-fragments/cmm/affinity/covme/en/add_on/travel/travel
/content/experience-fragments/cmm/affinity/covme/en/add_on/hospital/hospital
/content/experience-fragments/cmm/affinity/covme/en/add_on/add/add
/content/experience-fragments/cmm/affinity/covme/en/add_on/vitality/vitality
Age: 0
Province: all
  • addon-highlight:
    • Hospital - Covers a semi-private or private hospital room
    • Travel - Enhances plan coverage by 8 or 21 days
    • Accidental Death and Dismemberment (AD&D)
Age: 1
Province: all
  • addon-highlight:
    • Hospital - Covers a semi-private or private hospital room
    • Travel - Enhances plan coverage by 8 or 21 days
    • Accidental Death and Dismemberment (AD&D)
Plan Code : comboplus-basic
Plan Icon Path:
Plan Page Path: /content/affinity/coverme/en_CA/home/health-insurance/flexcare/comboplus-basic
Age: 0
Province: all
  • plan-highlights:
    • Drugs - 70% of first $750 and 90% of next $4,972 (up to $5,000 every year)
    • Dental - 80% of first $400 and 50% of next $860 (up to $750 every year)
    • Paramedical – 60% coverage up to $500 every year per category
    • Vision - $250 every 2 years
    • Travel - $5 million in emergency health coverage for first 9 days of each trip
  • plan-result-highlight2:

    Extended health care

    $250,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached)

  • plan-disclaimer-full:

    Flexcare Plans Important Notice:

    • This is not a contract. Actual terms and conditions are detailed in the policy issued by Manulife upon final application approval and payment of any required premium. Conditions, limitations, and exclusions apply. See policy for details.
    • For Vision Care and Hearing Aid benefits, one year is defined as a Benefit Year (the 12 consecutive months following the incurred date of the claim). For all other benefits, one year is defined as an Anniversary Year (the 12 consecutive months following the Effective Date of the Policy and every 12-month period thereafter).
    • Benefits are for each person every year unless otherwise noted.
  • plan-medical-indicator:

    Yes

  • plan-marketing-highlight2:

    Extended coverage

  • plan-highlights3:

    Medical questionnaire required, at the time of application

  • plan-disclaimer:

    Flexcare Plans Important Notice: This is not a contract. Actual terms and conditions are detailed in the policy issued by Manulife upon final application approval and payment of any required premium. Conditions, limitations, and exclusions apply. See policy for details.

  • plan-highlights4:

    vitality logo

    Live a healthier life with Manulife Vitality.

  • plan-learn-more:

    Learn about Vitality

  • planTypeDetail:

    Flexcare® Health and Dental insurance plans offers flexible, affordable coverage tailored to you and your family’s needs and budget.

Age: 1
Province: all
  • plan-highlights:
    • Drugs - 100% of first $750 and 90% of next $4,722 (up to $5,000 every year)
    • Dental - 80% of first $400 and 50% of next $860 (up to $750 every year)
    • Paramedical – 60% coverage up to $500 every year per category
    • Vision - $250 every 2 years
    • Travel - $5 million in emergency health coverage for first 9 days of each trip

     

  • plan-result-highlight2:

    Extended health care

    $260,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached)

  • plan-disclaimer-full:

    Flexcare Plans Important Notice:

    • This is not a contract. Actual terms and conditions are detailed in the policy issued by Manulife upon final application approval and payment of any required premium. Conditions, limitations, and exclusions apply. See policy for details.
    • For Vision Care and Hearing Aid benefits, one year is defined as a Benefit Year (the 12 consecutive months following the incurred date of the claim). For all other benefits, one year is defined as an Anniversary Year (the 12 consecutive months following the Effective Date of the Policy and every 12-month period thereafter).
    • Benefits are for each person every year unless otherwise noted.
  • plan-medical-indicator:

    Yes

  • plan-marketing-highlight2:

    Extended coverage

  • plan-highlights3:

    Medical questionnaire required, at the time of application

  • plan-disclaimer:

    Flexcare Plans Important Notice: This is not a contract. Actual terms and conditions are detailed in the policy issued by Manulife upon final application approval and payment of any required premium. Conditions, limitations, and exclusions apply. See policy for details.

  • plan-highlights4:

    vitality logo

    Live a healthier life with Manulife Vitality.

  • plan-learn-more:

    Learn about Vitality

  • planTypeDetail:

    Flexcare® Health and Dental insurance plans offers flexible, affordable coverage tailored to you and your family’s needs and budget.

Age: 0
Province: BC
  • plan-highlights:
    • Drugs - 70% of first $750 and 90% of next $4,972 (up to $5,000 every year)
    • Dental - 80% of first $400 and 50% of next $860 (up to $750 every year)
    • Paramedical – 60% coverage up to $500 every year per category
    • Vision - $250 every 2 years
    • Travel - $5 million in emergency health coverage for first 9 days of each trip

     

  • plan-result-highlight2:

    Extended health care

    $250,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached)

  • plan-marketing-highlight2:

    Extended coverage

  • plan-medical-indicator:

    Yes

  • plan-highlights3:

    Medical questionnaire required, at the time of application

  • plan-disclaimer-full:

    Flexcare Plans Important Notice:

    • This is not a contract. Actual terms and conditions are detailed in the policy issued by Manulife upon final application approval and payment of any required premium. Conditions, limitations, and exclusions apply. See policy for details.
    • For Vision Care and Hearing Aid benefits, one year is defined as a Benefit Year (the 12 consecutive months following the incurred date of the claim). For Prescription Drugs, one year is defined as a Calendar Year (the 12 consecutive months starting January 1 and ending December 31).  For all other benefits, one year is defined as an Anniversary Year (the 12 consecutive months following the Effective Date of the Policy and every 12-month period thereafter).
    • Benefits are for each person every year unless otherwise noted.
  • plan-disclaimer:

    Flexcare Plans Important Notice: This is not a contract. Actual terms and conditions are detailed in the policy issued by Manulife upon final application approval and payment of any required premium. Conditions, limitations, and exclusions apply. See policy for details.

  • plan-highlights4:

    vitality logo

    Live a healthier life with Manulife Vitality.

  • plan-learn-more:

    Learn about Vitality

  • planTypeDetail:

    Flexcare® Health and Dental insurance plans offers flexible, affordable coverage tailored to you and your family’s needs and budget.

Age: 0
Province: MB
  • plan-highlights:
    • Drugs - 70% of first $750 and 90% of next $4,972 (up to $5,000 every year)
    • Dental - 80% of first $400 and 50% of next $860 (up to $750 every year)
    • Paramedical – 60% coverage up to $500 every year per category
    • Vision - $250 every 2 years
    • Travel - $5 million in emergency health coverage for first 9 days of each trip

     

  • plan-result-highlight2:

    Extended health care

    $250,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached)

  • plan-marketing-highlight2:

    Extended coverage

  • plan-medical-indicator:

    Yes

  • plan-highlights3:

    Medical questionnaire required, at the time of application

  • plan-disclaimer-full:

    Flexcare Plans Important Notice

    • This is not a contract. Actual terms and conditions are detailed in the policy issued by Manulife upon final application approval and payment of any required premium. Conditions, limitations, and exclusions apply. See policy for details.
    • For Vision Care and Hearing Aid benefits, one year is defined as a Benefit Year (the 12 consecutive months following the incurred date of the claim). For all other benefits, one year is defined as an Anniversary Year (the 12 consecutive months following the Effective Date of the Policy and every 12-month period thereafter).
    • Benefits are for each person every year unless otherwise noted.
  • plan-disclaimer:

    Flexcare Plans Important Notice: This is not a contract. Actual terms and conditions are detailed in the policy issued by Manulife upon final application approval and payment of any required premium. Conditions, limitations, and exclusions apply. See policy for details.

  • plan-highlights4:

    vitality logo

    Live a healthier life with Manulife Vitality.

  • plan-learn-more:

    Learn about Vitality

  • planTypeDetail:

    Flexcare® Health and Dental insurance plans offers flexible, affordable coverage tailored to you and your family’s needs and budget.

Age: 0
Province: NB
  • plan-highlights:
    • Drugs - 70% of first $750 and 90% of next $4,972 (up to $5,000 every year)
    • Dental - 80% of first $400 and 50% of next $860 (up to $750 every year)
    • Paramedical – 60% coverage up to $500 every year per category
    • Vision - $250 every 2 years
    • Travel - $5 million in emergency health coverage for first 9 days of each trip

     

  • plan-result-highlight2:

    Extended health care

    $250,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached)

  • plan-marketing-highlight2:

    Extended coverage

  • plan-medical-indicator:

    Yes

  • plan-highlights3:

    Medical questionnaire required, at the time of application

  • plan-disclaimer-full:

    Flexcare Plans Important Notice

    • This is not a contract. Actual terms and conditions are detailed in the policy issued by Manulife upon final application approval and payment of any required premium. Conditions, limitations, and exclusions apply. See policy for details.
    • For Vision Care and Hearing Aid benefits, one year is defined as a Benefit Year (the 12 consecutive months following the incurred date of the claim). For all other benefits, one year is defined as an Anniversary Year (the 12 consecutive months following the Effective Date of the Policy and every 12-month period thereafter).
    • Benefits are for each person every year unless otherwise noted.
  • plan-disclaimer:

    Flexcare Plans Important Notice: This is not a contract. Actual terms and conditions are detailed in the policy issued by Manulife upon final application approval and payment of any required premium. Conditions, limitations, and exclusions apply. See policy for details.

  • plan-highlights4:

    vitality logo

    Live a healthier life with Manulife Vitality.

  • plan-learn-more:

    Learn about Vitality

  • planTypeDetail:

    Flexcare® Health and Dental insurance plans offers flexible, affordable coverage tailored to you and your family’s needs and budget.

Age: 1
Province: BC
  • plan-highlights:
    • Drugs - 70% of first $750 and 90% of next $4,972 (up to $5,000 every year)
    • Dental - 80% of first $400 and 50% of next $860 (up to $750 every year)
    • Paramedical – 60% coverage up to $500 every year per category
    • Vision - $250 every 2 years
    • Travel - $5 million in emergency health coverage for first 9 days of each trip

     

  • plan-result-highlight2:

    Extended health care

    $260,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached)

  • plan-marketing-highlight2:

    Extended coverage

  • plan-medical-indicator:

    Yes

  • plan-highlights3:

    Medical questionnaire required, at the time of application

  • plan-disclaimer-full:

    Flexcare Plans Important Notice:

    • This is not a contract. Actual terms and conditions are detailed in the policy issued by Manulife upon final application approval and payment of any required premium. Conditions, limitations, and exclusions apply. See policy for details.
    • For Vision Care and Hearing Aid benefits, one year is defined as a Benefit Year (the 12 consecutive months following the incurred date of the claim). For Prescription Drugs, one year is defined as a Calendar Year (the 12 consecutive months starting January 1 and ending December 31).  For all other benefits, one year is defined as an Anniversary Year (the 12 consecutive months following the Effective Date of the Policy and every 12-month period thereafter).
    • Benefits are for each person every year unless otherwise noted.
  • plan-disclaimer:

    Flexcare Plans Important Notice: This is not a contract. Actual terms and conditions are detailed in the policy issued by Manulife upon final application approval and payment of any required premium. Conditions, limitations, and exclusions apply. See policy for details.

  • plan-highlights:

    vitality logo

    Live a healthier life with Manulife Vitality.

  • plan-learn-more:

    Learn about Vitality

  • planTypeDetail:

    Flexcare® Health and Dental insurance plans offers flexible, affordable coverage tailored to you and your family’s needs and budget.

Age: 1
Province: MB
  • plan-highlights:
    • Drugs - 70% of first $750 and 90% of next $4,972 (up to $5,000 every year)
    • Dental - 80% of first $400 and 50% of next $860 (up to $750 every year)
    • Paramedical – 60% coverage up to $500 every year per category
    • Vision - $250 every 2 years
    • Travel - $5 million in emergency health coverage for first 9 days of each trip
  • plan-result-highlight2:

    Extended health care

    $260,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached)

  • plan-marketing-highlight2:

    Extended coverage

  • plan-medical-indicator:

    Yes

  • plan-highlights3:

    Medical questionnaire required, at the time of application

  • plan-disclaimer-full:

    Flexcare Plans Important Notice

    • This is not a contract. Actual terms and conditions are detailed in the policy issued by Manulife upon final application approval and payment of any required premium. Conditions, limitations, and exclusions apply. See policy for details.
    • For Vision Care and Hearing Aid benefits, one year is defined as a Benefit Year (the 12 consecutive months following the incurred date of the claim). For all other benefits, one year is defined as an Anniversary Year (the 12 consecutive months following the Effective Date of the Policy and every 12-month period thereafter).
    • Benefits are for each person every year unless otherwise noted.
  • plan-disclaimer:

    Flexcare Plans Important Notice: This is not a contract. Actual terms and conditions are detailed in the policy issued by Manulife upon final application approval and payment of any required premium. Conditions, limitations, and exclusions apply. See policy for details.

  • plan-highlights4:

    vitality logo

    Live a healthier life with Manulife Vitality.

  • plan-learn-more:

    Learn about Vitality

  • planTypeDetail:

    Flexcare® Health and Dental insurance plans offers flexible, affordable coverage tailored to you and your family’s needs and budget.

Age: 1
Province: NB
  • plan-highlights:
    • Drugs - 70% of first $750 and 90% of next $4,972 (up to $5,000 every year)
    • Dental - 80% of first $400 and 50% of next $860 (up to $750 every year)
    • Paramedical – 60% coverage up to $500 every year per category
    • Vision - $250 every 2 years
    • Travel - $5 million in emergency health coverage for first 9 days of each trip
  • plan-result-highlight2:

    Extended health care

    $260,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached)

  • plan-marketing-highlight2:

    Extended coverage

  • plan-medical-indicator:

    Yes

  • plan-highlights3:

    Medical questionnaire required, at the time of application

  • plan-disclaimer-full:

    Flexcare Plans Important Notice

    • This is not a contract. Actual terms and conditions are detailed in the policy issued by Manulife upon final application approval and payment of any required premium. Conditions, limitations, and exclusions apply. See policy for details.
    • For Vision Care and Hearing Aid benefits, one year is defined as a Benefit Year (the 12 consecutive months following the incurred date of the claim). For all other benefits, one year is defined as an Anniversary Year (the 12 consecutive months following the Effective Date of the Policy and every 12-month period thereafter).
    • Benefits are for each person every year unless otherwise noted.
  • plan-disclaimer:

    Flexcare Plans Important Notice: This is not a contract. Actual terms and conditions are detailed in the policy issued by Manulife upon final application approval and payment of any required premium. Conditions, limitations, and exclusions apply. See policy for details.

  • plan-highlights4:

    vitality logo

    Live a healthier life with Manulife Vitality.

  • plan-learn-more:

    Learn about Vitality

  • planTypeDetail:

    Flexcare® Health and Dental insurance plans offers flexible, affordable coverage tailored to you and your family’s needs and budget.

Age: 0
Province: SK
  • plan-highlights:
    • Drugs - 70% of first $1,150 per family every 6 months and 100% after that (up to $5,000 per family every year)
    • Dental - 80% of first $400 and 50% of next $860 (up to $750 every year)
    • Paramedical – 60% coverage up to $500 every year per category
    • Vision - $250 every 2 years
    • Travel - $5 million in emergency health coverage for first 9 days of each trip
  • plan-result-highlight2:

    Extended health care

    $250,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached)

  • plan-marketing-highlight2:

    Extended coverage

  • plan-medical-indicator:

    Yes

  • plan-highlights3:

    Medical questionnaire required, at the time of application

  • plan-disclaimer-full:

    Flexcare Plans Important Notice:

    • This is not a contract. Actual terms and conditions are detailed in the policy issued by Manulife upon final application approval and payment of any required premium. Conditions, limitations, and exclusions apply. See policy for details.
    • For Vision Care and Hearing Aid benefits, one year is defined as a Benefit Year (the 12 consecutive months following the incurred date of the claim). For Prescription Drugs, one year is defined as a Calendar Year (the 12 consecutive months starting January 1 and ending December 31).  For all other benefits, one year is defined as an Anniversary Year (the 12 consecutive months following the Effective Date of the Policy and every 12-month period thereafter).
    • Benefits are for each person every year unless otherwise noted.
  • plan-disclaimer:

    Flexcare Plans Important Notice: This is not a contract. Actual terms and conditions are detailed in the policy issued by Manulife upon final application approval and payment of any required premium. Conditions, limitations, and exclusions apply. See policy for details.

  • plan-highlights4:

    vitality logo

    Live a healthier life with Manulife Vitality.

  • plan-learn-more:

    Learn about Vitality

  • planTypeDetail:

    Flexcare® Health and Dental insurance plans offers flexible, affordable coverage tailored to you and your family’s needs and budget.

Age: 1
Province: SK
  • plan-highlights:
    • Drugs - 70% of first $1,150 per family every 6 months and 100% after that (up to $5,000 per family every year)
    • Dental - 80% of first $400 and 50% of next $860 (up to $750 every year)
    • Paramedical – 60% coverage up to $500 every year per category
    • Vision - $250 every 2 years
    • Travel - $5 million in emergency health coverage for first 9 days of each trip
  • plan-result-highlight2:

    Extended health care

    $260,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached)

  • plan-marketing-highlight2:

    Extended coverage

  • plan-medical-indicator:

    Yes

  • plan-highlights3:

    Medical questionnaire required, at the time of application

  • plan-disclaimer-full:

    Flexcare Plans Important Notice

    • This is not a contract. Actual terms and conditions are detailed in the policy issued by Manulife upon final application approval and payment of any required premium. Conditions, limitations, and exclusions apply. See policy for details.
    • For Vision Care and Hearing Aid benefits, one year is defined as a Benefit Year (the 12 consecutive months following the incurred date of the claim). For Prescription Drugs, one year is defined as a Calendar Year (the 12 consecutive months starting January 1 and ending December 31).  For all other benefits, one year is defined as an Anniversary Year (the 12 consecutive months following the Effective Date of the Policy and every 12-month period thereafter).
    • Benefits are for each person every year unless otherwise noted.
  • plan-disclaimer:

    Flexcare Plans Important Notice: This is not a contract. Actual terms and conditions are detailed in the policy issued by Manulife upon final application approval and payment of any required premium. Conditions, limitations, and exclusions apply. See policy for details.

  • plan-highlights4:

    vitality logo

    Live a healthier life with Manulife Vitality.

  • plan-learn-more:

    Learn about Vitality

  • planTypeDetail:

    Flexcare® Health and Dental insurance plans offers flexible, affordable coverage tailored to you and your family’s needs and budget.

Age: 0
Province: NS
  • plan-highlights:
    • Drugs - 70% of first $750 and 90% of next $4,972 (up to $5,000 every year)
    • Dental - 80% of first $400 and 50% of next $860 (up to $750 every year)
    • Paramedical – 60% coverage up to $500 every year per category
    • Vision - $250 every 2 years
    • Travel - $5 million in emergency health coverage for first 9 days of each trip
  • plan-result-highlight2:

    Extended health care

    $250,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached)

  • plan-disclaimer-full:

    Flexcare Plans Important Notice:

    • This is not a contract. Actual terms and conditions are detailed in the policy issued by Manulife upon final application approval and payment of any required premium. Conditions, limitations, and exclusions apply. See policy for details.
    • For Vision Care and Hearing Aid benefits, one year is defined as a Benefit Year (the 12 consecutive months following the incurred date of the claim). For all other benefits, one year is defined as an Anniversary Year (the 12 consecutive months following the Effective Date of the Policy and every 12-month period thereafter).
    • Benefits are for each person every year unless otherwise noted.
  • plan-medical-indicator:

    Yes

  • plan-marketing-highlight2:

    Extended coverage

  • plan-highlights3:

    Medical questionnaire required, at the time of application

  • plan-disclaimer:

    Flexcare Plans Important Notice: This is not a contract. Actual terms and conditions are detailed in the policy issued by Manulife upon final application approval and payment of any required premium. Conditions, limitations, and exclusions apply. See policy for details.

  • plan-highlights4:

    vitality logo

    Live a healthier life with Manulife Vitality.

  • plan-learn-more:

    Learn about Vitality

  • planTypeDetail:

    Flexcare® Health and Dental insurance plans offers flexible, affordable coverage tailored to you and your family’s needs and budget.

Age: 1
Province: NS
  • plan-highlights:
    • Drugs - 100% of first $380 (up to $380 every year)
    • Dental - 80% of first $400 and 50% of next $860 (up to $750 every year)
    • Paramedical – 60% coverage up to $500 every year per category
    • Vision - $250 every 2 years
    • Travel - $5 million in emergency health coverage for first 9 days of each trip
  • plan-result-highlight2:

    Extended health care

    $260,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached)

  • plan-disclaimer-full:

    Flexcare Plans Important Notice:

    • This is not a contract. Actual terms and conditions are detailed in the policy issued by Manulife upon final application approval and payment of any required premium. Conditions, limitations, and exclusions apply. See policy for details.
    • For Vision Care and Hearing Aid benefits, one year is defined as a Benefit Year (the 12 consecutive months following the incurred date of the claim). For all other benefits, one year is defined as an Anniversary Year (the 12 consecutive months following the Effective Date of the Policy and every 12-month period thereafter).
    • Benefits are for each person every year unless otherwise noted.
  • plan-medical-indicator:

    Yes

  • plan-marketing-highlight2:

    Extended coverage

  • plan-highlights3:

    Medical questionnaire required, at the time of application

  • plan-disclaimer:

    Flexcare Plans Important Notice: This is not a contract. Actual terms and conditions are detailed in the policy issued by Manulife upon final application approval and payment of any required premium. Conditions, limitations, and exclusions apply. See policy for details.

  • plan-highlights4:

    vitality logo

    Live a healthier life with Manulife Vitality.

  • plan-learn-more:

    Learn about Vitality

  • planTypeDetail:

    Flexcare® Health and Dental insurance plans offers flexible, affordable coverage tailored to you and your family’s needs and budget.

Age: 0
Province: QC
  • plan-highlights:
    • Drugs - 100% of eligible prescription costs not covered by your provincial drug insurance plan (equal to current RAMQ deductible)
    • Dental - 80% of first $400 and 50% of next $860 (up to $750 every year)
    • Paramedical – 60% coverage up to $500 every year per category
    • Vision - $250 every 2 years
    • Travel - $5 million in emergency health coverage for first 9 days of each trip
  • plan-result-highlight2:

    Extended health care

    $250,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached)

  • plan-disclaimer-full:

    Flexcare Plans Important Notice

    • This is not a contract. Actual terms and conditions are detailed in the policy issued by Manulife upon final application approval and payment of any required premium. Conditions, limitations, and exclusions apply. See policy for details.
    • For Vision Care and Hearing Aid benefits, one year is defined as a Benefit Year (the 12 consecutive months following the incurred date of the claim). For Prescription Drugs, one year is defined as a Calendar Year (the 12 consecutive months starting January 1 and ending December 31).  For all other benefits, one year is defined as an Anniversary Year (the 12 consecutive months following the Effective Date of the Policy and every 12-month period thereafter).
    • Benefits are for each person every year unless otherwise noted.
  • plan-medical-indicator:

    Yes

  • plan-marketing-highlight2:

    Extended coverage

  • plan-highlights3:

    Medical questionnaire required, at the time of application

  • plan-disclaimer:

    Flexcare Plans Important Notice: This is not a contract. Actual terms and conditions are detailed in the policy issued by Manulife upon final application approval and payment of any required premium. Conditions, limitations, and exclusions apply. See policy for details.

  • plan-highlights4:

    vitality logo

    Live a healthier life with Manulife Vitality.

  • plan-learn-more:

    Learn about Vitality

  • planTypeDetail:

    Flexcare® Health and Dental insurance plans offers flexible, affordable coverage tailored to you and your family’s needs and budget.

Age: 1
Province: QC
  • plan-highlights:
    • Drugs - 100% of eligible prescription costs not covered by your provincial drug insurance plan (equal to current RAMQ deductible)
    • Dental - 80% of first $400 and 50% of next $860 (up to $750 every year)
    • Paramedical – 60% coverage up to $500 every year per category
    • Vision - $250 every 2 years
    • Travel - $5 million in emergency health coverage for first 9 days of each trip
  • plan-result-highlight2:

    Extended health care

    $260,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached)

  • plan-disclaimer-full:

    Flexcare Plans Important Notice

    • This is not a contract. Actual terms and conditions are detailed in the policy issued by Manulife upon final application approval and payment of any required premium. Conditions, limitations, and exclusions apply. See policy for details.
    • For Vision Care and Hearing Aid benefits, one year is defined as a Benefit Year (the 12 consecutive months following the incurred date of the claim). For Prescription Drugs, one year is defined as a Calendar Year (the 12 consecutive months starting January 1 and ending December 31).  For all other benefits, one year is defined as an Anniversary Year (the 12 consecutive months following the Effective Date of the Policy and every 12-month period thereafter).
    • Benefits are for each person every year unless otherwise noted.
  • plan-medical-indicator:

    Yes

  • plan-marketing-highlight2:

    Extended coverage

  • plan-highlights3:

    Medical questionnaire required, at the time of application

  • plan-disclaimer:

    Flexcare Plans Important Notice: This is not a contract. Actual terms and conditions are detailed in the policy issued by Manulife upon final application approval and payment of any required premium. Conditions, limitations, and exclusions apply. See policy for details.

  • plan-highlights4:

    vitality logo

    Live a healthier life with Manulife Vitality.

  • plan-learn-more:

    Learn about Vitality

  • planTypeDetail:

    Flexcare® Health and Dental insurance plans offers flexible, affordable coverage tailored to you and your family’s needs and budget.

Benefit Code : prescription-drugs
Benefit Icon Path: /content/dam/affinity/coverme/english/icons/health-and-dental/drug.png
Benefit Page Path:
Age: 0
Province: all
  • plan-page-benefit-detail:
    • 70% of first $750 and 90% of next $4,972 (up to $5,000 every year)
    • Dispensing fee (no maximum)
  • plan-benefit-full-detail:
    • 70% of first $750 and 90% of next $4,972 (up to $5,000 every year)
    • Dispensing fee (no maximum)

    What's included?

    • Generic prescription drugs

    What's excluded?

    • Smoking cessation drugs
    • Birth control drugs
    • Fertility drugs
    • Erectile dysfunction drugs
    • Over-the-counter drugs
    • Drugs that don't require a prescription
  • plan-compare-benefit-detail:

    70% of first $750 and 90% of next $4,972 (up to $5,000 every year)

Age: 1
Province: all
  • plan-page-benefit-detail:
    • 100% of first $750 and 90% of next $4,722 (up to $5,000 every year)
    • Dispensing fee (no maximum)
  • plan-benefit-full-detail:
    • 100% of first $750 and 90% of next $4,722 (up to $5,000 every year)
    • Dispensing fee (no maximum)

    What's included?

    • Generic prescription drugs

    What's excluded?

    • Smoking cessation drugs
    • Birth control drugs
    • Fertility drugs
    • Erectile dysfunction drugs
    • Over-the-counter drugs
    • Drugs that don't require a prescription
  • plan-compare-benefit-detail:

    100% of first $750 and 90% of next $4,722 (up to $5,000 every year)

Age: 0
Province: BC
  • plan-page-benefit-detail:
    • 70% of first $750 and 90% of next $4,972 (up to $5,000 every year)
    • Dispensing fee (no maximum)
  • plan-benefit-full-detail:
    • 70% of first $750 and 90% of next $4,972 (up to $5,000 every year)
    • Dispensing fee (no maximum)

    What's included?

    • Generic prescription drugs

    What's excluded?

    • Smoking cessation drugs
    • Birth control drugs
    • Fertility drugs
    • Erectile dysfunction drugs
    • Over-the-counter drugs
    • Drugs that don't require a prescription
  • plan-compare-benefit-detail:

    70% of first $750 and 90% of next $4,972 (up to $5,000 every year)

Age: 0
Province: MB
  • plan-page-benefit-detail:
    • 70% of first $750 and 90% of next $4,972 (up to $5,000 every year)
    • Dispensing fee (no maximum)
  • plan-benefit-full-detail:
    • 70% of first $750 and 90% of next $4,972 (up to $5,000 every year)
    • Dispensing fee (no maximum)

    What's included?

    • Generic prescription drugs

    What's excluded?

    • Smoking cessation drugs
    • Birth control drugs
    • Fertility drugs
    • Erectile dysfunction drugs
    • Over-the-counter drugs
    • Drugs that don't require a prescription
  • plan-compare-benefit-detail:

    70% of first $750 and 90% of next $4,972 (up to $5,000 every year)

Age: 0
Province: NB
  • plan-page-benefit-detail:
    • 70% of first $750 and 90% of next $4,972 (up to $5,000 every year)
    • Dispensing fee (no maximum)
  • plan-benefit-full-detail:
    • 70% of first $750 and 90% of next $4,972 (up to $5,000 every year)
    • Dispensing fee (no maximum)

    What's included?

    • Generic prescription drugs

    What's excluded?

    • Smoking cessation drugs
    • Birth control drugs
    • Fertility drugs
    • Erectile dysfunction drugs
    • Over-the-counter drugs
    • Drugs that don't require a prescription
  • plan-compare-benefit-detail:

    70% of first $750 and 90% of next $4,972 (up to $5,000 every year)

Age: 1
Province: BC
  • plan-page-benefit-detail:
    • 70% of first $750 and 90% of next $4,972 (up to $5,000 every year)
    • Dispensing fee (no maximum)

  • plan-benefit-full-detail:
    • 70% of first $750 and 90% of next $4,972 (up to $5,000 every year)
    • Dispensing fee (no maximum)

    What's included?

    • Generic prescription drugs

    What's excluded?

    • Smoking cessation drugs
    • Birth control drugs
    • Fertility drugs
    • Erectile dysfunction drugs
    • Over-the-counter drugs
    • Drugs that don't require a prescription
  • plan-compare-benefit-detail:

    70% of first $750 and 90% of next $4,972 (up to $5,000 every year)

Age: 1
Province: MB
  • plan-page-benefit-detail:
    • 70% of first $750 and 90% of next $4,972 (up to $5,000 every year)
    • Dispensing fee (no maximum)

  • plan-benefit-full-detail:
    • 70% of first $750 and 90% of next $4,972 (up to $5,000 every year)
    • Dispensing fee (no maximum)

    What's included?

    • Generic prescription drugs

    What's excluded?

    • Smoking cessation drugs
    • Birth control drugs
    • Fertility drugs
    • Erectile dysfunction drugs
    • Over-the-counter drugs
    • Drugs that don't require a prescription
  • plan-compare-benefit-detail:

    70% of first $750 and 90% of next $4,972 (up to $5,000 every year)

Age: 1
Province: NB
  • plan-page-benefit-detail:
    • 70% of first $750 and 90% of next $4,972 (up to $5,000 every year)
    • Dispensing fee (no maximum)

  • plan-benefit-full-detail:
    • 70% of first $750 and 90% of next $4,972 (up to $5,000 every year)
    • Dispensing fee (no maximum)

    What's included?

    • Generic prescription drugs

    What's excluded?

    • Smoking cessation drugs
    • Birth control drugs
    • Fertility drugs
    • Erectile dysfunction drugs
    • Over-the-counter drugs
    • Drugs that don't require a prescription
  • plan-compare-benefit-detail:

    70% of first $750 and 90% of next $4,972 (up to $5,000 every year)

Age: 0
Province: NS
  • plan-page-benefit-detail:
    • 70% of first $750 and 90% of next $4,972 (up to $5,000 every year)
    • Dispensing fee (no maximum)
  • plan-benefit-full-detail:
    • 70% of first $750 and 90% of next $4,972 (up to $5,000 every year)
    • Dispensing fee (no maximum)

    What's included?

    • Generic prescription drugs

    What's excluded?

    • Smoking cessation drugs
    • Birth control drugs
    • Fertility drugs
    • Erectile dysfunction drugs
    • Over-the-counter drugs
    • Drugs that don't require a prescription
  • plan-compare-benefit-detail:

    70% of first $750 and 90% of next $4,972 (up to $5,000 every year)

Age: 1
Province: NS
  • plan-page-benefit-detail:
    • 100% of first $380 (up to $380 every year)
    • Dispensing fee (no maximum)
  • plan-benefit-full-detail:
    • 100% of first $380 (up to $380 every year)
    • Dispensing fee (no maximum)

    What's included?

    • Generic prescription drugs

    What's excluded?

    • Smoking cessation drugs
    • Birth control drugs
    • Fertility drugs
    • Erectile dysfunction drugs
    • Over-the-counter drugs
    • Drugs that don't require a prescription
  • plan-compare-benefit-detail:

    100% of first $380 (up to $380 every year)

Age: 0
Province: SK
  • plan-page-benefit-detail:
    • 70% of first $1,150 per family every 6 months and 100% after that (up to $5,000 per family every year)
    • Dispensing fee (no maximum)
  • plan-benefit-full-detail:
    • 70% of first $1,150 per family every 6 months and 100% after that (up to $5,000 per family every year)
    • Dispensing fee (no maximum)

    What's included?

    • Generic prescription drugs

    What's excluded?

    • Smoking cessation drugs
    • Birth control drugs
    • Fertility drugs
    • Erectile dysfunction drugs
    • Over-the-counter drugs
    • Drugs that don't require a prescription
  • plan-compare-benefit-detail:

    70% of first $1,150 per family every 6 months and 100% after that (up to $5,000 per family every year)

Age: 1
Province: SK
  • plan-page-benefit-detail:
    • 70% of first $1,150 per family every 6 months and 100% after that (up to $5,000 per family every year)
    • Dispensing fee (no maximum)
  • plan-benefit-full-detail:
    • 70% of first $1,150 per family every 6 months and 100% after that (up to $5,000 per family every year)
    • Dispensing fee (no maximum)

    What's included?

    • Generic prescription drugs

    What's excluded?

    • Smoking cessation drugs
    • Birth control drugs
    • Fertility drugs
    • Erectile dysfunction drugs
    • Over-the-counter drugs
    • Drugs that don't require a prescription
  • plan-compare-benefit-detail:

    70% of first $1,150 per family every 6 months and 100% after that (up to $5,000 per family every year)

Age: 0
Province: QC
  • plan-page-benefit-detail:
    • 100% of eligible prescription costs not covered by your provincial drug insurance plan (equal to current RAMQ deductible)
  • plan-benefit-full-detail:
    • 100% of eligible prescription costs not covered by your provincial drug insurance plan (equal to current RAMQ deductible)

    What's included?

    • Generic prescription drugs, including birth control drugs

    What's excluded?

    • Smoking cessation drugs
    • Fertility drugs
    • Erectile dysfunction drugs
    • Over-the-counter drugs
    • Drugs that don't require a prescription
  • plan-compare-benefit-detail:

    Not applicable

Age: 1
Province: QC
  • plan-page-benefit-detail:
    • 100% of eligible prescription costs not covered by your provincial drug insurance plan (equal to current RAMQ deductible)
  • plan-benefit-full-detail:
    • 100% of eligible prescription costs not covered by your provincial drug insurance plan (equal to current RAMQ deductible)

    What's included?

    • Generic prescription drugs, including birth control drugs

    What's excluded?

    • Smoking cessation drugs
    • Fertility drugs
    • Erectile dysfunction drugs
    • Over-the-counter drugs
    • Drugs that don't require a prescription
  • plan-compare-benefit-detail:

    Not applicable

Benefit Code : dental
Benefit Icon Path: /content/dam/affinity/coverme/english/icons/health-and-dental/dental.png
Benefit Page Path:
Age: 0
Province: all
  • plan-page-benefit-detail:
    • 80% of first $400 and 50% of next $860 (up to $750 every year)
    • Check-ups every 9 months
  • plan-benefit-full-detail:

    Dental coverages are designed to coincide with the current provincial Dental Association Fee Guide for General Practitioners, and will be adjusted to match any increases in the fee guide.

    • 80% of first $400 and 50% of next $860 (up to $750 every year)
    • Check-ups every 9 months

    What's included?

    • Examinations
    • Cleaning
    • Scaling
    • Polishing
    • Fillings
    • Select extractions

    What's excluded?

    • Oral surgery
    • Periodontics
    • Endodontics (root canal)
    • Orthodontics
    • Crowns
    • Bridges
    • Dentures

    Dental coverage starts at the age provincial/territorial health insurance plan coverage ends.

  • plan-compare-benefit-detail:

    80% of first $400 and 50% of next $860 (up to $750 every year)

Age: 1
Province: all
  • plan-page-benefit-detail:
    • 80% of first $400 and 50% of next $860 (up to $750 every year)
    • Check-ups every 9 months
  • plan-benefit-full-detail:

    Dental coverages are designed to coincide with the current provincial Dental Association Fee Guide for General Practitioners, and will be adjusted to match any increases in the fee guide.

    • 80% of first $400 and 50% of next $860 (up to $750 every year)
    • Check-ups every 9 months

    What's included?

    • Examinations
    • Cleaning
    • Scaling
    • Polishing
    • Fillings
    • Select extractions

    What's excluded?

    • Oral surgery
    • Periodontics
    • Endodontics (root canal)
    • Orthodontics
    • Crowns
    • Bridges
    • Dentures

    Dental coverage starts at the age provincial/territorial health insurance plan coverage ends.

  • plan-compare-benefit-detail:

    80% of first $400 and 50% of next $860 (up to $750 every year)

Benefit Code : vision-care
Benefit Icon Path: /content/dam/affinity/coverme/english/icons/health-and-dental/vision.png
Benefit Page Path:
Age: 0
Province: all
  • plan-page-benefit-detail:
    • $250 every 2 years
    • Optometrist fees up to $70 every 2 years
  • plan-benefit-full-detail:
    • $250 every 2 years
    • Optometrist fees up to $70 every 2 years

    What's included?

    • Prescription lenses
    • Frames
    • Contact lenses
    • Laser eye surgery

    What's excluded?

    • Industrial safety glasses
  • plan-compare-benefit-detail:

    $250 every 2 years

Age: 1
Province: all
  • plan-page-benefit-detail:
    • $250 every 2 years
    • Optometrist fees up to $70 every 2 years
  • plan-benefit-full-detail:
    • $250 every 2 years
    • Optometrist fees up to $70 every 2 years

    What's included?

    • Prescription lenses
    • Frames
    • Contact lenses
    • Laser eye surgery

    What's excluded?

    • Industrial safety glasses
  • plan-compare-benefit-detail:

    $250 every 2 years

Benefit Code : vitality
Benefit Icon Path: /content/dam/affinity/coverme/english/icons/vitality/vitality-icon.svg
Benefit Page Path:
Age: 0
Province: all
  • vitality-detail:
    • Live healthy
    • Earn rewards
    • Save money
  • plan-benefit-full-detail:

    Get Manulife Vitality with any Flexcare or FollowMe Health & Dental plan for just $5/month.

Age: 1
Province: all
  • vitality-detail:
    • Live healthy
    • Earn rewards
    • Save money
  • plan-benefit-full-detail:

    Get Manulife Vitality with any Flexcare or FollowMe Health & Dental plan for just $5/month.

Benefit Code : travel
Benefit Icon Path: /content/dam/affinity/coverme/english/icons/health-and-dental/travel.png
Benefit Page Path:
Age: 0
Province: all
  • plan-benefit-full-detail:
    • $5 million in emergency health coverage for first 9 days of each trip
    • $100 deductible per claim
    • Travel insurance coverage ends at age 70, and may be limited or excluded for any illness or condition that first appears in the 9 months preceding each departure date.
  • plan-compare-benefit-detail:

    $5 million in emergency health coverage for first 9 days of each trip

  • plan-page-benefit-detail:
    • $5 million in emergency health coverage for first 9 days of each trip
    • $100 deductible per claim
Age: 1
Province: all
  • plan-benefit-full-detail:
    • $5 million in emergency health coverage for first 9 days of each trip
    • $100 deductible per claim
    • Travel insurance coverage ends at age 70, and may be limited or excluded for any illness or condition that first appears in the 9 months preceding each departure date.
  • plan-compare-benefit-detail:

    $5 million in emergency health coverage for first 9 days of each trip

  • plan-page-benefit-detail:
    • $5 million in emergency health coverage for first 9 days of each trip
    • $100 deductible per claim
Benefit Code : extended-health-care
Benefit Icon Path: /content/dam/affinity/coverme/english/icons/health-and-dental/extended-health-care.png
Benefit Page Path:
Age: 0
Province: all
  • plan-page-benefit-detail:

    $250,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached)

    Survivor benefit

    • Continued coverage with no premiums for 1 year after death of an insured adult
  • plan-sub-benefit-block1:

    Registered specialists and therapists

    60% coverage, up to $500 for each category:

    • Acupuncturist
    • Chiropodist
    • Chiropractor plus $35 for chiropractic x-ray
    • Dietitian
    • Naturopath
    • Osteopath
    • Podiatrist
    • Registered Massage Therapist

    Plus:

    • Physiotherapist – 100% coverage, up to $250 paid
    • Psychologist/Psychotherapist/Clinical Counsellor (combined) – $80/first visit or $65/subsequent visit x 15 visits
    • Speech Pathologist/Therapist (combined) – $65/first visit or $45/subsequent visit x 10 visits

    TELUS Health Virtual Care

    Get easy and immediate healthcare, including mental health, when and where you need it.

  • plan-sub-benefit-block2:

    More extended health care

    • Orthotics (custom-made) – $225
    • Hearing aids (purchase or repair) – $400 every 4 years
    • Homecare and nursing – $4,000
    • Prosthetic appliances (e.g., artificial joints and limbs) – $4,000
    • Durable medical equipment (e.g., wheelchairs, ventilators and lifts) – $4,000
    • Ambulance (air or ground) – unlimited
    • Accidental dental - $2,000 maximum per person, per anniversary year
  • plan-benefit-full-detail:

    $250,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached) 

    What's included?

    Per person every year unless otherwise noted: 

    Registered specialists and therapists 

    60% coverage, up to $500 for each category:

    • Acupuncturist
    • Chiropodist
    • Chiropractor plus $35 for chiropractic x-ray
    • Dietitian
    • Naturopath
    • Osteopath
    • Podiatrist
    • Registered Massage Therapist

    Plus:

    • Physiotherapist – 100% coverage, up to $250 paid
    • Psychologist/Psychotherapist/Clinical Counsellor (combined) – $80/first visit or $65/subsequent visit x 15 visits
    • Speech Pathologist/Therapist (combined) – $65/first visit or $45/subsequent visit x 10 visits

    More extended health care 

    • Orthotics (custom-made) – $225
    • Hearing aids (purchase or repair) – $400 every 4 years
    • Homecare and nursing – $4,000
    • Prosthetic appliances (e.g., artificial joints and limbs) – $4,000
    • Durable medical equipment (e.g., wheelchairs, ventilators and lifts) – $4,000
    • Ambulance (air or ground) – unlimited
    • TELUS Living Well Companion, TELUS SmartHome Security
    • TELUS Health Virtual Care – Unlimited, 24/7 access to health care professionals from anywhere, in French and English
    • Accidental dental – $2,000 maximum per person, per anniversary year

    Travel insurance*

    • $5 million in emergency health coverage for first 9 days of each trip
    • $100 deductible per claim

    * Travel insurance coverage ends at age 70, and may be limited or excluded for any illness or condition that first appears in the 9 months preceding each departure date.

    Accidental death and dismemberment (AD&D) insurance 

    • Up to $25,000 for adults under age 65
    • Up to $10,000 for children and adults age 65 and over

    Survivor benefit

    • Continued coverage with no premiums for 1 year after death of an insured adult

  • plan-compare-benefit-detail:

    $250,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached)

Age: 1
Province: all
  • plan-page-benefit-detail:

    $260,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached)

    Survivor benefit

    • Continued coverage with no premiums for 1 year after death of an insured adult
  • plan-sub-benefit-block1:

    Registered specialists and therapists

    60% coverage, up to $500 for each category:

    • Acupuncturist
    • Chiropodist
    • Chiropractor plus $35 for chiropractic x-ray
    • Dietitian
    • Naturopath
    • Osteopath
    • Podiatrist
    • Registered Massage Therapist

    Plus:

    • Physiotherapist – 100% coverage, up to $250 paid
    • Psychologist/Psychotherapist/Clinical Counsellor (combined) – $80/first visit or $65/subsequent visit x 15 visits
    • Speech Pathologist/Therapist (combined) – $65/first visit or $45/subsequent visit x 10 visits

    TELUS Health Virtual Care

    Get easy and immediate healthcare, including mental health, when and where you need it.

  • plan-sub-benefit-block2:

    More extended health care

    • Orthotics (custom-made) – $225
    • Hearing aids (purchase or repair) – $500 every 4 years
    • Homecare and nursing – $4,500
    • Prosthetic appliances (e.g., artificial joints and limbs) – $4,500
    • Durable medical equipment (e.g., wheelchairs, ventilators and lifts) – $4,500
    • Ambulance (air or ground) – unlimited

  • plan-benefit-full-detail:

    $260,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached)

    What's included?

    Per person every year unless otherwise noted:

    Registered specialists and therapists

    60% coverage, up to $500 for each category:

    • Acupuncturist
    • Chiropodist
    • Chiropractor plus $35 for chiropractic x-ray
    • Dietitian
    • Naturopath
    • Osteopath
    • Podiatrist
    • Registered Massage Therapist

    Plus:

    • Physiotherapist – 100% coverage, up to $250 paid
    • Psychologist/Psychotherapist/Clinical Counsellor (combined) – $80/first visit or $65/subsequent visit x 15 visits
    • Speech Pathologist/Therapist (combined) – $65/first visit or $45/subsequent visit x 10 visits

    More extended health care

    • Orthotics (custom-made) – $225
    • Hearing aids (purchase or repair) – $500 every 4 years
    • Homecare and nursing – $4,500
    • Prosthetic appliances (e.g., artificial joints and limbs) – $4,500
    • Durable medical equipment (e.g., wheelchairs, ventilators and lifts) – $4,500
    • Ambulance (air or ground) – unlimited
    • TELUS Living Well Companion, TELUS SmartHome Security
    • TELUS Health Virtual Care – Unlimited, 24/7 access to health care professionals from anywhere, in French and English.
    • Accidental dental – $2,000 maximum per person, per anniversary year

    Travel insurance*

    • $5 million in emergency health coverage for first 9 days of each trip
    • $100 deductible per claim

    Accidental death and dismemberment (AD&D) insurance

    • Up to $25,000 for adults under age 65 
    • Up to $10,000 for children and adults age 65 and over

    Survivor benefit

    • Continued coverage with no premiums for 1 year after death of an insured adult

    * Travel insurance coverage ends at age 70, and may be limited or excluded for any illness or condition that first appears in the 9 months preceding each departure date.

  • plan-compare-benefit-detail:

    $260,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached)

Age: 0
Province: QC
  • plan-page-benefit-detail:

    $250,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached)

    Survivor benefit

    • Continued coverage with no premiums for 1 year after death of an insured adult
  • plan-sub-benefit-block1:

    Registered specialists and therapists

    60% coverage, up to $500 for each category:

    • Acupuncturist
    • Chiropodist
    • Chiropractor plus $35 for chiropractic x-ray
    • Dietitian
    • Naturopath
    • Osteopath
    • Podiatrist
    • Registered Massage Therapist

    Plus:

    • Physiotherapist – 100% coverage, up to $250 paid
    • Psychologist/Psychotherapist/Clinical Counsellor (combined) – $80/first visit or $65/subsequent visit x 15 visits
    • Speech Pathologist/Therapist (combined) – $65/first visit or $45/subsequent visit x 10 visits

    TELUS Health Virtual Care

    Get easy and immediate healthcare, including mental health, when and where you need it.

  • plan-sub-benefit-block2:

    More extended health care

    • Orthotics (custom-made) – $225
    • Hearing aids (purchase or repair) – $400 every 4 years
    • Homecare and nursing – $4,000

    Diagnostic services

    • Magnetic Resonance Imaging (MRI) – $500
    • Computerized Axial Tomography (CAT) scans – $200
    • Ultrasound Scans – $50
    • Laboratory Tests (blood tests, urine tests, throat cultures) – $100 per category
  • plan-benefit-full-detail:

    $250,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached)

    What's included?

    Per person every year unless otherwise noted:

    Registered specialists and therapists

    60% coverage, up to $500 for each category:

    • Acupuncturist
    • Chiropodist
    • Chiropractor plus $35 for chiropractic x-ray
    • Dietitian
    • Naturopath
    • Osteopath
    • Podiatrist
    • Registered Massage Therapist

    Plus:

    • Physiotherapist – 100% coverage, up to $250 paid
    • Psychologist/Psychotherapist/Clinical Counsellor (combined) – $80/first visit or $65/subsequent visit x 15 visits
    • Speech Pathologist/Therapist (combined) – $65/first visit or $45/subsequent visit x 10 visits

    More extended health care

    • Orthotics (custom-made) – $225
    • Hearing aids (purchase or repair) – $400 every 4 years
    • Homecare and nursing – $4,000
    • Prosthetic appliances (e.g., artificial joints and limbs) – $4,000
    • Durable medical equipment (e.g., wheelchairs, ventilators and lifts) – $4,000
    • Ambulance (air or ground) – unlimited
    • TELUS Living Well Companion, TELUS SmartHome Security
    • TELUS Health Virtual Care – Unlimited, 24/7 access to health care professionals from anywhere, in French and English.
    • Accidental dental – $2,000 maximum per person, per anniversary year

    Diagnostic services

    • Magnetic Resonance Imaging (MRI) – $500
    • Computerized Axial Tomography (CAT) scans – $200
    • Ultrasound Scans – $50
    • Laboratory Tests (blood tests, urine tests, throat cultures) – $100 per category
    • Prostate Specific Antigen (PSA) Test – $75
    • Cancer Antigen (CA) 125 test – $75
    • Audiologist – $500

    Travel insurance*

    • $5 million in emergency health coverage for first 9 days of each trip
    • $100 deductible per claim

    * Travel insurance coverage ends at age 70, and may be limited or excluded for any illness or condition that first appears in the 9 months preceding each departure date.

    Accidental death and dismemberment (AD&D) insurance

    • Up to $25,000 for adults under age 65
    • Up to $10,000 for children and adults age 65 and over

    Survivor benefit

    • Continued coverage with no premiums for 1 year after death of an insured adult

  • plan-compare-benefit-detail:

    $250,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached)

Age: 1
Province: QC
  • plan-page-benefit-detail:

    $260,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached)

    Survivor benefit

    • Continued coverage with no premiums for 1 year after death of an insured adult
  • plan-sub-benefit-block1:

    Registered specialists and therapists

    60% coverage, up to $500 for each category:

    • Acupuncturist
    • Chiropodist
    • Chiropractor plus $35 for chiropractic x-ray
    • Dietitian
    • Naturopath
    • Osteopath
    • Podiatrist
    • Registered Massage Therapist

    Plus:

    • Physiotherapist – 100% coverage, up to $250 paid
    • Psychologist/Psychotherapist/Clinical Counsellor (combined) – $80/first visit or $65/subsequent visit x 15 visits
    • Speech Pathologist/Therapist (combined) – $65/first visit or $45/subsequent visit x 10 visits

    TELUS Health Virtual Care

    Get easy and immediate healthcare, including mental health, when and where you need it.

  • plan-sub-benefit-block2:

    More extended health care

    • Orthotics (custom-made) – $225
    • Hearing aids (purchase or repair) – $500 every 4 years
    • Homecare and nursing – $4,500

    Diagnostic services

    • Magnetic Resonance Imaging (MRI) – $500
    • Computerized Axial Tomography (CAT) scans – $200
    • Ultrasound Scans – $50
    • Laboratory Tests (blood tests, urine tests, throat cultures) – $100 per category
  • plan-benefit-full-detail:

    $260,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached)

    What's included?

    Per person every year unless otherwise noted:

    Registered specialists and therapists

    60% coverage, up to $500 for each category:

    • Acupuncturist
    • Chiropodist
    • Chiropractor plus $35 for chiropractic x-ray
    • Dietitian
    • Naturopath
    • Osteopath
    • Podiatrist
    • Registered Massage Therapist

    Plus:

    • Physiotherapist – 100% coverage, up to $250 paid
    • Psychologist/Psychotherapist/Clinical Counsellor (combined) – $80/first visit or $65/subsequent visit x 15 visits
    • Speech Pathologist/Therapist (combined) – $65/first visit or $45/subsequent visit x 10 visits

    More extended health care

    • Orthotics (custom-made) – $225
    • Hearing aids (purchase or repair) – $500 every 4 years
    • Homecare and nursing – $4,500
    • Prosthetic appliances (e.g., artificial joints and limbs) – $4,500
    • Durable medical equipment (e.g., wheelchairs, ventilators and lifts) – $4,500
    • Ambulance (air or ground) – unlimited
    • TELUS Living Well Companion, TELUS SmartHome Security
    • TELUS Health Virtual Care – Unlimited, 24/7 access to health care professionals from anywhere, in French and English.
    • Accidental dental – $2,000 maximum per person, per anniversary year

    Diagnostic services

    • Magnetic Resonance Imaging (MRI) – $500
    • Computerized Axial Tomography (CAT) scans – $200
    • Ultrasound Scans – $50
    • Laboratory Tests (blood tests, urine tests, throat cultures) – $100 per category
    • Prostate Specific Antigen (PSA) Test – $75
    • Cancer Antigen (CA) 125 test – $75
    • Audiologist – $500

    Travel insurance*

    • $5 million in emergency health coverage for first 9 days of each trip
    • $100 deductible per claim

    Accidental death and dismemberment (AD&D) insurance

    • Up to $25,000 for adults under age 65 
    • Up to $10,000 for children and adults age 65 and over

    Survivor benefit

    • Continued coverage with no premiums for 1 year after death of an insured adult

    * Travel insurance coverage ends at age 70, and may be limited or excluded for any illness or condition that first appears in the 9 months preceding each departure date.

  • plan-compare-benefit-detail:

    $260,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached)

Add On Title : Add-On
Add On Icon Path: /content/dam/affinity/coverme/english/icons/health-and-dental/add-on.png
/content/experience-fragments/cmm/affinity/covme/en/add_on/travel/travel
/content/experience-fragments/cmm/affinity/covme/en/add_on/vision/vision
/content/experience-fragments/cmm/affinity/covme/en/add_on/hospital/hospital
/content/experience-fragments/cmm/affinity/covme/en/add_on/add/add
/content/experience-fragments/cmm/affinity/covme/en/add_on/catastrophic-4500/catastrophic-4500
/content/experience-fragments/cmm/affinity/covme/en/add_on/vitality/vitality
Age: 0
Province: all
  • addon-highlight:
    • Hospital - Covers a semi-private or private hospital room
    • Vision - Enhances plan coverage to $500 every three years
    • Travel - Enhances plan coverage by 8 or 21 days
Age: 1
Province: all
  • addon-highlight:
    • Hospital - Covers a semi-private or private hospital room
    • Vision - Enhances plan coverage to $500 every three years
    • Travel - Enhances plan coverage by 8 or 21 days
Plan Code : comboplus-enhanced
Plan Icon Path:
Plan Page Path: /content/affinity/coverme/en_CA/home/health-insurance/flexcare/comboplus-enhanced
Age: 0
Province: all
  • plan-highlights:
    • Drugs - 90% of first $2,222 and 100% of next $8,000 (up to $10,000 every year)
    • Dental - 100% of first $500 and 60% of next $700 (up to $920 every year)
    • Paramedical – 80% coverage up to $500 every year per category
    • Vision - $250 every 2 years
    • Travel - $5 million in emergency health coverage for first 9 days of each trip

     

  • plan-result-highlight2:

    Extended health care

    $250,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached).

  • plan-marketing-highlight2:

    Comprehensive coverage

  • plan-medical-indicator:

    Yes

  • plan-highlights3:

    Medical questionnaire required, at the time of application

  • plan-disclaimer:

    Flexcare Plans Important Notice This is not a contract. Actual terms and conditions are detailed in the policy issued by Manulife upon final application approval and payment of any required premium. Conditions, limitations, and exclusions apply. See policy for details.

  • plan-disclaimer-full:

    Flexcare Plans Important Notice

    • This is not a contract. Actual terms and conditions are detailed in the policy issued by Manulife upon final application approval and payment of any required premium. Conditions, limitations, and exclusions apply. See policy for details.
    • For Vision Care and Hearing Aid benefits, one year is defined as a Benefit Year (the 12 consecutive months following the incurred date of the claim). For all other benefits, one year is defined as an Anniversary Year (the 12 consecutive months following the Effective Date of the Policy and every 12-month period thereafter).
    • Benefits are for each person every year unless otherwise noted.
  • plan-highlights4:

    vitality logo

    Live a healthier life with Manulife Vitality.

  • plan-learn-more:

    Learn about Vitality

  • planTypeDetail:

    Flexcare® Health and Dental insurance plans offers flexible, affordable coverage tailored to you and your family’s needs and budget.

Age: 1
Province: all
  • plan-highlights:
    • Drugs - 100% of first $750 and 90% of next $10,278 (up to $10,000 every year)
    • Dental - 100% of first $500 and 60% of next $700 (up to $920 every year)
    • Paramedical – 80% coverage up to $500 every year per category
    • Vision - $250 every 2 years
    • Travel - $5 million in emergency health coverage for first 9 days of each trip

     

  • plan-result-highlight2:

    Extended health care

    $260,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached)

  • plan-marketing-highlight2:

    Comprehensive coverage

  • plan-medical-indicator:

    Yes

  • plan-highlights3:

    Medical questionnaire required, at the time of application

  • plan-disclaimer:

    Flexcare Plans Important Notice This is not a contract. Actual terms and conditions are detailed in the policy issued by Manulife upon final application approval and payment of any required premium. Conditions, limitations, and exclusions apply. See policy for details.

  • plan-disclaimer-full:

    Flexcare Plans Important Notice

    • This is not a contract. Actual terms and conditions are detailed in the policy issued by Manulife upon final application approval and payment of any required premium. Conditions, limitations, and exclusions apply. See policy for details.
    • For Vision Care and Hearing Aid benefits, one year is defined as a Benefit Year (the 12 consecutive months following the incurred date of the claim). For all other benefits, one year is defined as an Anniversary Year (the 12 consecutive months following the Effective Date of the Policy and every 12-month period thereafter).
    • Benefits are for each person every year unless otherwise noted.
  • plan-highlights4:

    vitality logo

    Live a healthier life with Manulife Vitality.

  • plan-learn-more:

    Learn about Vitality

  • planTypeDetail:

    Flexcare® Health and Dental insurance plans offers flexible, affordable coverage tailored to you and your family’s needs and budget.

Age: 0
Province: BC
  • plan-highlights:
    • Drugs - 90% of first $2,222 and 100% of next $8,000 (up to $10,000 every year)
    • Dental - 100% of first $500 and 60% of next $700 (up to $920 every year)
    • Paramedical – 80% coverage up to $500 every year per category
    • Vision - $250 every 2 years
    • Travel - $5 million in emergency health coverage for first 9 days of each trip

     

  • plan-result-highlight2:

    Extended health care

    $250,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached).

  • plan-marketing-highlight2:

    Comprehensive coverage

  • plan-medical-indicator:

    Yes

  • plan-highlights3:

    Medical questionnaire required, at the time of application

  • plan-disclaimer:

    Flexcare Plans Important Notice This is not a contract. Actual terms and conditions are detailed in the policy issued by Manulife upon final application approval and payment of any required premium. Conditions, limitations, and exclusions apply. See policy for details.

  • plan-disclaimer-full:

    Flexcare Plans Important Notice

    • This is not a contract. Actual terms and conditions are detailed in the policy issued by Manulife upon final application approval and payment of any required premium. Conditions, limitations, and exclusions apply. See policy for details.
    • For Vision Care and Hearing Aid benefits, one year is defined as a Benefit Year (the 12 consecutive months following the incurred date of the claim). For Prescription Drugs, one year is defined as a Calendar Year (the 12 consecutive months starting January 1 and ending December 31).  For all other benefits, one year is defined as an Anniversary Year (the 12 consecutive months following the Effective Date of the Policy and every 12-month period thereafter).
    • Benefits are for each person every year unless otherwise noted.
  • plan-highlights4:

    vitality logo

    Live a healthier life with Manulife Vitality.

  • plan-learn-more:

    Learn about Vitality

  • planTypeDetail:

    Flexcare® Health and Dental insurance plans offers flexible, affordable coverage tailored to you and your family’s needs and budget.

Age: 0
Province: MB
  • plan-highlights:
    • Drugs - 90% of first $2,222 and 100% of next $8,000 (up to $10,000 every year)
    • Dental - 100% of first $500 and 60% of next $700 (up to $920 every year)
    • Paramedical – 80% coverage up to $500 every year per category
    • Vision - $250 every 2 years
    • Travel - $5 million in emergency health coverage for first 9 days of each trip

     

  • plan-result-highlight2:

    Extended health care

    $250,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached).

  • plan-marketing-highlight2:

    Comprehensive coverage

  • plan-medical-indicator:

    Yes

  • plan-highlights3:

    Medical questionnaire required, at the time of application

  • plan-disclaimer:

    Flexcare Plans Important Notice This is not a contract. Actual terms and conditions are detailed in the policy issued by Manulife upon final application approval and payment of any required premium. Conditions, limitations, and exclusions apply. See policy for details.

  • plan-disclaimer-full:

    Flexcare Plans Important Notice

    • This is not a contract. Actual terms and conditions are detailed in the policy issued by Manulife upon final application approval and payment of any required premium. Conditions, limitations, and exclusions apply. See policy for details.
    • For Vision Care and Hearing Aid benefits, one year is defined as a Benefit Year (the 12 consecutive months following the incurred date of the claim). For all other benefits, one year is defined as an Anniversary Year (the 12 consecutive months following the Effective Date of the Policy and every 12-month period thereafter).
    • Benefits are for each person every year unless otherwise noted.
  • plan-highlights4:

    vitality logo

    Live a healthier life with Manulife Vitality.

  • plan-learn-more:

    Learn about Vitality

  • planTypeDetail:

    Flexcare® Health and Dental insurance plans offers flexible, affordable coverage tailored to you and your family’s needs and budget.

Age: 0
Province: NB
  • plan-highlights:
    • Drugs - 90% of first $2,222 and 100% of next $8,000 (up to $10,000 every year)
    • Dental - 100% of first $500 and 60% of next $700 (up to $920 every year)
    • Paramedical – 80% coverage up to $500 every year per category
    • Vision - $250 every 2 years
    • Travel - $5 million in emergency health coverage for first 9 days of each trip

     

  • plan-result-highlight2:

    Extended health care

    $250,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached).

  • plan-marketing-highlight2:

    Comprehensive coverage

  • plan-medical-indicator:

    Yes

  • plan-highlights3:

    Medical questionnaire required, at the time of application

  • plan-disclaimer:

    Flexcare Plans Important Notice This is not a contract. Actual terms and conditions are detailed in the policy issued by Manulife upon final application approval and payment of any required premium. Conditions, limitations, and exclusions apply. See policy for details.

  • plan-disclaimer-full:

    Flexcare Plans Important Notice

    • This is not a contract. Actual terms and conditions are detailed in the policy issued by Manulife upon final application approval and payment of any required premium. Conditions, limitations, and exclusions apply. See policy for details.
    • For Vision Care and Hearing Aid benefits, one year is defined as a Benefit Year (the 12 consecutive months following the incurred date of the claim). For all other benefits, one year is defined as an Anniversary Year (the 12 consecutive months following the Effective Date of the Policy and every 12-month period thereafter).
    • Benefits are for each person every year unless otherwise noted.
  • plan-highlights4:

    vitality logo

    Live a healthier life with Manulife Vitality.

  • plan-learn-more:

    Learn about Vitality

  • planTypeDetail:

    Flexcare® Health and Dental insurance plans offers flexible, affordable coverage tailored to you and your family’s needs and budget.

Age: 0
Province: SK
  • plan-highlights:
    • Drugs - 90% of first $2,222 and 100% of next $8,000 (up to $10,000 every year)
    • Dental - 100% of first $500 and 60% of next $700 (up to $920 every year)
    • Paramedical – 80% coverage up to $500 every year per category
    • Vision - $250 every 2 years
    • Travel - $5 million in emergency health coverage for first 9 days of each trip
  • plan-result-highlight2:

    Extended health care

    $250,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached).

  • plan-marketing-highlight2:

    Comprehensive coverage

  • plan-medical-indicator:

    Yes

  • plan-highlights3:

    Medical questionnaire required, at the time of application

  • plan-disclaimer:

    Flexcare Plans Important Notice This is not a contract. Actual terms and conditions are detailed in the policy issued by Manulife upon final application approval and payment of any required premium. Conditions, limitations, and exclusions apply. See policy for details.

  • plan-disclaimer-full:

    Flexcare Plans Important Notice

    • This is not a contract. Actual terms and conditions are detailed in the policy issued by Manulife upon final application approval and payment of any required premium. Conditions, limitations, and exclusions apply. See policy for details.
    • For Vision Care and Hearing Aid benefits, one year is defined as a Benefit Year (the 12 consecutive months following the incurred date of the claim). For Prescription Drugs, one year is defined as a Calendar Year (the 12 consecutive months starting January 1 and ending December 31).  For all other benefits, one year is defined as an Anniversary Year (the 12 consecutive months following the Effective Date of the Policy and every 12-month period thereafter).
    • Benefits are for each person every year unless otherwise noted.
  • plan-highlights4:

    vitality logo

    Live a healthier life with Manulife Vitality.

  • plan-learn-more:

    Learn about Vitality

  • planTypeDetail:

    Flexcare® Health and Dental insurance plans offers flexible, affordable coverage tailored to you and your family’s needs and budget.

Age: 1
Province: BC
  • plan-highlights:
    • Drugs - 90% of first $2,222 and 100% of next $8,000 (up to $10,000 every year)
    • Dental - 100% of first $500 and 60% of next $700 (up to $920 every year)
    • Paramedical – 80% coverage up to $500 every year per category
    • Vision - $250 every 2 years
    • Travel - $5 million in emergency health coverage for first 9 days of each trip
  • plan-result-highlight2:

    Extended health care

    $260,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached)

  • plan-marketing-highlight2:

    Comprehensive coverage

  • plan-medical-indicator:

    Yes

  • plan-highlights3:

    Medical questionnaire required, at the time of application

  • plan-disclaimer:

    Flexcare Plans Important Notice This is not a contract. Actual terms and conditions are detailed in the policy issued by Manulife upon final application approval and payment of any required premium. Conditions, limitations, and exclusions apply. See policy for details.

  • plan-disclaimer-full:

    Flexcare Plans Important Notice

    • This is not a contract. Actual terms and conditions are detailed in the policy issued by Manulife upon final application approval and payment of any required premium. Conditions, limitations, and exclusions apply. See policy for details.
    • For Vision Care and Hearing Aid benefits, one year is defined as a Benefit Year (the 12 consecutive months following the incurred date of the claim). For Prescription Drugs, one year is defined as a Calendar Year (the 12 consecutive months starting January 1 and ending December 31).  For all other benefits, one year is defined as an Anniversary Year (the 12 consecutive months following the Effective Date of the Policy and every 12-month period thereafter).
    • Benefits are for each person every year unless otherwise noted.
  • plan-highlights4:

    vitality logo

    Live a healthier life with Manulife Vitality.

  • plan-learn-more:

    Learn about Vitality

  • planTypeDetail:

    Flexcare® Health and Dental insurance plans offers flexible, affordable coverage tailored to you and your family’s needs and budget.

Age: 1
Province: MB
  • plan-highlights:
    • Drugs - 90% of first $2,222 and 100% of next $8,000 (up to $10,000 every year)
    • Dental - 100% of first $500 and 60% of next $700 (up to $920 every year)
    • Paramedical – 80% coverage up to $500 every year per category
    • Vision - $250 every 2 years
    • Travel - $5 million in emergency health coverage for first 9 days of each trip

     

  • plan-result-highlight2:

    Extended health care

    $260,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached)

  • plan-marketing-highlight2:

    Comprehensive coverage

  • plan-medical-indicator:

    Yes

  • plan-highlights3:

    Medical questionnaire required, at the time of application

  • plan-disclaimer:

    Flexcare Plans Important Notice This is not a contract. Actual terms and conditions are detailed in the policy issued by Manulife upon final application approval and payment of any required premium. Conditions, limitations, and exclusions apply. See policy for details.

  • plan-disclaimer-full:

    Flexcare Plans Important Notice

    • This is not a contract. Actual terms and conditions are detailed in the policy issued by Manulife upon final application approval and payment of any required premium. Conditions, limitations, and exclusions apply. See policy for details.
    • For Vision Care and Hearing Aid benefits, one year is defined as a Benefit Year (the 12 consecutive months following the incurred date of the claim). For all other benefits, one year is defined as an Anniversary Year (the 12 consecutive months following the Effective Date of the Policy and every 12-month period thereafter).
    • Benefits are for each person every year unless otherwise noted.
  • plan-highlights4:

    vitality logo

    Live a healthier life with Manulife Vitality.

  • plan-learn-more:

    Learn about Vitality

  • planTypeDetail:

    Flexcare® Health and Dental insurance plans offers flexible, affordable coverage tailored to you and your family’s needs and budget.

Age: 1
Province: NB
  • plan-highlights:
    • Drugs - 90% of first $2,222 and 100% of next $8,000 (up to $10,000 every year)
    • Dental - 100% of first $500 and 60% of next $700 (up to $920 every year)
    • Paramedical – 80% coverage up to $500 every year per category
    • Vision - $250 every 2 years
    • Travel - $5 million in emergency health coverage for first 9 days of each trip

     

  • plan-result-highlight2:

    Extended health care

    $260,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached)

  • plan-marketing-highlight2:

    Comprehensive coverage

  • plan-medical-indicator:

    Yes

  • plan-highlights3:

    Medical questionnaire required, at the time of application

  • plan-disclaimer:

    Flexcare Plans Important Notice This is not a contract. Actual terms and conditions are detailed in the policy issued by Manulife upon final application approval and payment of any required premium. Conditions, limitations, and exclusions apply. See policy for details.

  • plan-disclaimer-full:

    Flexcare Plans Important Notice

    • This is not a contract. Actual terms and conditions are detailed in the policy issued by Manulife upon final application approval and payment of any required premium. Conditions, limitations, and exclusions apply. See policy for details.
    • For Vision Care and Hearing Aid benefits, one year is defined as a Benefit Year (the 12 consecutive months following the incurred date of the claim). For all other benefits, one year is defined as an Anniversary Year (the 12 consecutive months following the Effective Date of the Policy and every 12-month period thereafter).
    • Benefits are for each person every year unless otherwise noted.
  • plan-highlights4:

    vitality logo

    Live a healthier life with Manulife Vitality.

  • plan-learn-more:

    Learn about Vitality

  • planTypeDetail:

    Flexcare® Health and Dental insurance plans offers flexible, affordable coverage tailored to you and your family’s needs and budget.

Age: 1
Province: SK
  • plan-highlights:
    • Drugs - 90% of first $2,222 and 100% of next $8,000 (up to $10,000 every year)
    • Dental - 100% of first $500 and 60% of next $700 (up to $920 every year)
    • Paramedical – 80% coverage up to $500 every year per category
    • Vision - $250 every 2 years
    • Travel - $5 million in emergency health coverage for first 9 days of each trip
  • plan-result-highlight2:

    Extended health care

    $260,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached)

  • plan-marketing-highlight2:

    Comprehensive coverage

  • plan-medical-indicator:

    Yes

  • plan-highlights3:

    Medical questionnaire required, at the time of application

  • plan-disclaimer:

    Flexcare Plans Important Notice This is not a contract. Actual terms and conditions are detailed in the policy issued by Manulife upon final application approval and payment of any required premium. Conditions, limitations, and exclusions apply. See policy for details.

  • plan-disclaimer-full:

    Flexcare Plans Important Notice

    • This is not a contract. Actual terms and conditions are detailed in the policy issued by Manulife upon final application approval and payment of any required premium. Conditions, limitations, and exclusions apply. See policy for details.
    • For Vision Care and Hearing Aid benefits, one year is defined as a Benefit Year (the 12 consecutive months following the incurred date of the claim). For Prescription Drugs, one year is defined as a Calendar Year (the 12 consecutive months starting January 1 and ending December 31).  For all other benefits, one year is defined as an Anniversary Year (the 12 consecutive months following the Effective Date of the Policy and every 12-month period thereafter).
    • Benefits are for each person every year unless otherwise noted.
  • plan-highlights4:

    vitality logo

    Live a healthier life with Manulife Vitality.

  • plan-learn-more:

    Learn about Vitality

  • planTypeDetail:

    Flexcare® Health and Dental insurance plans offers flexible, affordable coverage tailored to you and your family’s needs and budget.

Age: 0
Province: QC
  • plan-highlights:
    • Drugs - 100% of what's not covered by your provincial drug insurance plan (equal to current RAMQ deductible)
    • Dental - 100% of first $500 and 60% of next $700 (up to $920 every year)
    • Paramedical – 80% coverage up to $500 every year per category
    • Vision - $250 every 2 years
    • Travel - $5 million in emergency health coverage for first 9 days of each trip
  • plan-result-highlight2:

    Extended health care

    $250,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached).

  • plan-marketing-highlight2:

    Comprehensive coverage

  • plan-medical-indicator:

    Yes

  • plan-highlights3:

    Medical questionnaire required, at the time of application

  • plan-disclaimer:

    Flexcare Plans Important Notice This is not a contract. Actual terms and conditions are detailed in the policy issued by Manulife upon final application approval and payment of any required premium. Conditions, limitations, and exclusions apply. See policy for details.

  • plan-disclaimer-full:

    Flexcare Plans Important Notice

    • This is not a contract. Actual terms and conditions are detailed in the policy issued by Manulife upon final application approval and payment of any required premium. Conditions, limitations, and exclusions apply. See policy for details.
    • For Vision Care and Hearing Aid benefits, one year is defined as a Benefit Year (the 12 consecutive months following the incurred date of the claim). For Prescription Drugs, one year is defined as a Calendar Year (the 12 consecutive months starting January 1 and ending December 31).  For all other benefits, one year is defined as an Anniversary Year (the 12 consecutive months following the Effective Date of the Policy and every 12-month period thereafter).
    • Benefits are for each person every year unless otherwise noted.
  • plan-highlights4:

    vitality logo

    Live a healthier life with Manulife Vitality.

  • plan-learn-more:

    Learn about Vitality

  • planTypeDetail:

    Flexcare® Health and Dental insurance plans offers flexible, affordable coverage tailored to you and your family’s needs and budget.

Age: 1
Province: QC
  • plan-highlights:
    • Drugs - 100% of what's not covered by your provincial drug insurance plan (equal to current RAMQ deductible)
    • Dental - 100% of first $500 and 60% of next $700 (up to $920 every year)
    • Paramedical – 80% coverage up to $500 every year per category
    • Vision - $250 every 2 years
    • Travel - $5 million in emergency health coverage for first 9 days of each trip
  • plan-result-highlight2:

    Extended health care

    $260,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached)

  • plan-marketing-highlight2:

    Comprehensive coverage

  • plan-medical-indicator:

    Yes

  • plan-highlights3:

    Medical questionnaire required, at the time of application

  • plan-disclaimer:

    Flexcare Plans Important Notice This is not a contract. Actual terms and conditions are detailed in the policy issued by Manulife upon final application approval and payment of any required premium. Conditions, limitations, and exclusions apply. See policy for details.

  • plan-disclaimer-full:

    Flexcare Plans Important Notice

    • This is not a contract. Actual terms and conditions are detailed in the policy issued by Manulife upon final application approval and payment of any required premium. Conditions, limitations, and exclusions apply. See policy for details.
    • For Vision Care and Hearing Aid benefits, one year is defined as a Benefit Year (the 12 consecutive months following the incurred date of the claim). For Prescription Drugs, one year is defined as a Calendar Year (the 12 consecutive months starting January 1 and ending December 31).  For all other benefits, one year is defined as an Anniversary Year (the 12 consecutive months following the Effective Date of the Policy and every 12-month period thereafter).
    • Benefits are for each person every year unless otherwise noted.
  • plan-highlights4:

    vitality logo

    Live a healthier life with Manulife Vitality.

  • plan-learn-more:

    Learn about Vitality

  • planTypeDetail:

    Flexcare® Health and Dental insurance plans offers flexible, affordable coverage tailored to you and your family’s needs and budget.

Benefit Code : prescription-drugs
Benefit Icon Path: /content/dam/affinity/coverme/english/icons/health-and-dental/drug.png
Benefit Page Path:
Age: 0
Province: all
  • plan-benefit-full-detail:
    • 90% of first $2,222 and 100% of next $8,000 (up to $10,000 every year)
    • Dispensing fee (no maximum)

    What's included?

    • Brand-name or generic prescription drugs, including birth control drugs

    What's excluded?

    • Smoking cessation drugs
    • Erectile dysfunction drugs
    • Over-the-counter drugs
    • Drugs that don't require a prescription
  • plan-page-benefit-detail:
    • 90% of first $2,222 and 100% of next $8,000 (up to $10,000 every year)
    • Dispensing fee (no maximum)
  • plan-compare-benefit-detail:

    90% of first $2,222 and 100% of next $8,000 (up to $10,000 every year)

Age: 1
Province: all
  • plan-benefit-full-detail:
    • 100% of first $750 and 90% of next $10,278 (up to $10,000 every year)
    • Dispensing fee (no maximum)

    What's included?

    • Brand-name or generic prescription drugs, including birth control drugs

    What's excluded?

    • Smoking cessation drugs
    • Erectile dysfunction drugs
    • Over-the-counter drugs
    • Drugs that don't require a prescription
  • plan-page-benefit-detail:
    • 100% of first $750 and 90% of next $10,278 (up to $10,000 every year)
    • Dispensing fee (no maximum)
  • plan-compare-benefit-detail:

    100% of first $750 and 90% of next $10,278 (up to $10,000 every year)

Age: 0
Province: BC
  • plan-benefit-full-detail:
    • 90% of first $2,222 and 100% of next $8,000 (up to $10,000 every year)
    • Dispensing fee (no maximum)

    What's included?

    • Brand-name or generic prescription drugs, including birth control drugs

    What's excluded?

    • Smoking cessation drugs
    • Erectile dysfunction drugs
    • Over-the-counter drugs
    • Drugs that don't require a prescription
  • plan-page-benefit-detail:
    • 90% of first $2,222 and 100% of next $8,000 (up to $10,000 every year)
    • Dispensing fee (no maximum)
  • plan-compare-benefit-detail:

    90% of first $2,222 and 100% of next $8,000 (up to $10,000 every year)

Age: 0
Province: MB
  • plan-benefit-full-detail:
    • 90% of first $2,222 and 100% of next $8,000 (up to $10,000 every year)
    • Dispensing fee (no maximum)

    What's included?

    • Brand-name or generic prescription drugs, including birth control drugs

    What's excluded?

    • Smoking cessation drugs
    • Erectile dysfunction drugs
    • Over-the-counter drugs
    • Drugs that don't require a prescription
  • plan-page-benefit-detail:
    • 90% of first $2,222 and 100% of next $8,000 (up to $10,000 every year)
    • Dispensing fee (no maximum)
  • plan-compare-benefit-detail:

    90% of first $2,222 and 100% of next $8,000 (up to $10,000 every year)

Age: 0
Province: NB
  • plan-benefit-full-detail:
    • 90% of first $2,222 and 100% of next $8,000 (up to $10,000 every year)
    • Dispensing fee (no maximum)

    What's included?

    • Brand-name or generic prescription drugs, including birth control drugs

    What's excluded?

    • Smoking cessation drugs
    • Erectile dysfunction drugs
    • Over-the-counter drugs
    • Drugs that don't require a prescription
  • plan-page-benefit-detail:
    • 90% of first $2,222 and 100% of next $8,000 (up to $10,000 every year)
    • Dispensing fee (no maximum)
  • plan-compare-benefit-detail:

    90% of first $2,222 and 100% of next $8,000 (up to $10,000 every year)

Age: 0
Province: SK
  • plan-benefit-full-detail:
    • 90% of first $2,222 and 100% of next $8,000 (up to $10,000 every year)
    • Dispensing fee (no maximum)

    What's included?

    • Brand-name or generic prescription drugs, including birth control drugs

    What's excluded?

    • Smoking cessation drugs
    • Erectile dysfunction drugs
    • Over-the-counter drugs
    • Drugs that don't require a prescription
  • plan-page-benefit-detail:
    • 90% of first $2,222 and 100% of next $8,000 (up to $10,000 every year)
    • Dispensing fee (no maximum)
  • plan-compare-benefit-detail:

    90% of first $2,222 and 100% of next $8,000 (up to $10,000 every year)

Age: 1
Province: BC
  • plan-benefit-full-detail:
    • 90% of first $2,222 and 100% of next $8,000 (up to $10,000 every year)
    • Dispensing fee (no maximum)

    What's included?

    • Brand-name or generic prescription drugs, including birth control drugs

    What's excluded?

    • Smoking cessation drugs
    • Erectile dysfunction drugs
    • Over-the-counter drugs
    • Drugs that don't require a prescription
  • plan-page-benefit-detail:
    • 90% of first $2,222 and 100% of next $8,000 (up to $10,000 every year)
    • Dispensing fee (no maximum)
  • plan-compare-benefit-detail:

    90% of first $2,222 and 100% of next $8,000 (up to $10,000 every year)

Age: 1
Province: MB
  • plan-benefit-full-detail:
    • 90% of first $2,222 and 100% of next $8,000 (up to $10,000 every year)
    • Dispensing fee (no maximum)

    What's included?

    • Brand-name or generic prescription drugs, including birth control drugs

    What's excluded?

    • Smoking cessation drugs
    • Erectile dysfunction drugs
    • Over-the-counter drugs
    • Drugs that don't require a prescription
  • plan-page-benefit-detail:
    • 90% of first $2,222 and 100% of next $8,000 (up to $10,000 every year)
    • Dispensing fee (no maximum)
  • plan-compare-benefit-detail:

    90% of first $2,222 and 100% of next $8,000 (up to $10,000 every year)

Age: 1
Province: NB
  • plan-benefit-full-detail:
    • 90% of first $2,222 and 100% of next $8,000 (up to $10,000 every year)
    • Dispensing fee (no maximum)

    What's included?

    • Brand-name or generic prescription drugs, including birth control drugs

    What's excluded?

    • Smoking cessation drugs
    • Erectile dysfunction drugs
    • Over-the-counter drugs
    • Drugs that don't require a prescription
  • plan-page-benefit-detail:
    • 90% of first $2,222 and 100% of next $8,000 (up to $10,000 every year)
    • Dispensing fee (no maximum)
  • plan-compare-benefit-detail:

    90% of first $2,222 and 100% of next $8,000 (up to $10,000 every year)

Age: 1
Province: SK
  • plan-benefit-full-detail:
    • 90% of first $2,222 and 100% of next $8,000 (up to $10,000 every year)
    • Dispensing fee (no maximum)

    What's included?

    • Brand-name or generic prescription drugs, including birth control drugs

    What's excluded?

    • Smoking cessation drugs
    • Erectile dysfunction drugs
    • Over-the-counter drugs
    • Drugs that don't require a prescription
  • plan-page-benefit-detail:
    • 90% of first $2,222 and 100% of next $8,000 (up to $10,000 every year)
    • Dispensing fee (no maximum)
  • plan-compare-benefit-detail:

    90% of first $2,222 and 100% of next $8,000 (up to $10,000 every year)

Age: 0
Province: QC
  • plan-benefit-full-detail:
    • 100% of what's not covered by your provincial drug insurance plan (equal to current RAMQ deductible)

    What's included?

    • Brand-name or generic prescription drugs, including birth control drugs

    What's excluded?

    • Smoking cessation drugs
    • Erectile dysfunction drugs
    • Over-the-counter drugs
    • Drugs that don't require a prescription
  • plan-page-benefit-detail:
    • 100% of eligible prescription costs not covered by your provincial drug insurance plan (equal to current RAMQ deductible)

  • plan-compare-benefit-detail:

    100% of eligible prescription costs not covered by your provincial drug insurance plan (equal to current RAMQ deductible)

Age: 1
Province: QC
  • plan-benefit-full-detail:
    • 100% of what's not covered by your provincial drug insurance plan (equal to current RAMQ deductible)

    What's included?

    • Brand-name or generic prescription drugs, including birth control drugs

    What's excluded?

    • Smoking cessation drugs
    • Erectile dysfunction drugs
    • Over-the-counter drugs
    • Drugs that don't require a prescription
  • plan-page-benefit-detail:
    • 100% of eligible prescription costs not covered by your provincial drug insurance plan (equal to current RAMQ deductible)

  • plan-compare-benefit-detail:

    100% of eligible prescription costs not covered by your provincial drug insurance plan (equal to current RAMQ deductible)

Benefit Code : dental
Benefit Icon Path: /content/dam/affinity/coverme/english/icons/health-and-dental/dental.png
Benefit Page Path:
Age: 0
Province: all
  • plan-benefit-full-detail:

    Dental coverages are designed to match the current provincial Dental Association Fee Guide for General Practitioners, and will be adjusted to match any increases in the fee guide. 

    • 100% of first $500 and 60% of next $700 (up to $920 every year)
    • Check-ups every 6 months

    What's included?

    • Examinations
    • Cleaning
    • Scaling
    • Polishing
    • Fillings
    • Select extractions

    Also included, to a combined maximum of $400 in year 1 and $1,250 every 3 years:

    • Oral surgery (60% in year 1 and year 2, and 80% in year 3+)
    • Periodontics (60% in year 1 and year 2, and 80% in year 3+)
    • Endodontics (root canal) (60% in year 1 and year 2, and 80% in year 3+)
    • Orthodontics (0% in year 1 and 60% in year 2+)
    • Crowns (0% in year 1 and 60% in year 2+)
    • Bridges (0% in year 1 and 60% in year 2+)
    • Dentures (0% in year 1 and 60% in year 2+)

    Dental coverage starts at the age provincial/territorial health insurance plan coverage ends.

  • plan-page-benefit-detail:
    • 100% of first $500 and 60% of next $700 (up to $920 every year)
    • Check-ups every 6 months
  • plan-compare-benefit-detail:

    100% of first $500 and 60% of next $700 (up to $920 every year)

Age: 1
Province: all
  • plan-benefit-full-detail:

    Dental coverages are designed to match the current provincial Dental Association Fee Guide for General Practitioners, and will be adjusted to match any increases in the fee guide. 

    • 100% of first $500 and 60% of next $700 (up to $920 every year)
    • Check-ups every 6 months

    What's included?

    • Examinations
    • Cleaning
    • Scaling
    • Polishing
    • Fillings
    • Select extractions

    Also included, to a combined maximum of $400 in year 1 and $1,250 every 3 years:

    • Oral surgery (60% in year 1 and year 2, and 80% in year 3+)
    • Periodontics (60% in year 1 and year 2, and 80% in year 3+)
    • Endodontics (root canal) (60% in year 1 and year 2, and 80% in year 3+)
    • Orthodontics (0% in year 1 and 60% in year 2+)
    • Crowns (0% in year 1 and 60% in year 2+)
    • Bridges (0% in year 1 and 60% in year 2+)
    • Dentures (0% in year 1 and 60% in year 2+)

    Dental coverage starts at the age provincial/territorial health insurance plan coverage ends.

  • plan-page-benefit-detail:
    • 100% of first $500 and 60% of next $700 (up to $920 every year)
    • Check-ups every 6 months
  • plan-compare-benefit-detail:

    100% of first $500 and 60% of next $700 (up to $920 every year)

Benefit Code : vision-care
Benefit Icon Path: /content/dam/affinity/coverme/english/icons/health-and-dental/vision.png
Benefit Page Path:
Age: 0
Province: all
  • plan-benefit-full-detail:
    • $250 every 2 years
    • Optometrist fees up to $70 every 2 years 

    What's included?

    • Prescription lenses 
    • Frames
    • Contact lenses
    • Laser eye surgery

    What's excluded?

    • Industrial safety glasses
  • plan-page-benefit-detail:
    • $250 every 2 years
    • Optometrist fees up to $70 every 2 years
  • plan-compare-benefit-detail:

    $250 every 2 years

Age: 1
Province: all
  • plan-benefit-full-detail:
    • $250 every 2 years
    • Optometrist fees up to $70 every 2 years 

    What's included?

    • Prescription lenses 
    • Frames
    • Contact lenses
    • Laser eye surgery

    What's excluded?

    • Industrial safety glasses
  • plan-page-benefit-detail:
    • $250 every 2 years
    • Optometrist fees up to $70 every 2 years
  • plan-compare-benefit-detail:

    $250 every 2 years

Benefit Code : vitality
Benefit Icon Path: /content/dam/affinity/coverme/english/icons/vitality/vitality-icon.svg
Benefit Page Path:
Age: 0
Province: all
  • vitality-detail:
    • Live healthy
    • Earn rewards
    • Save money
  • plan-benefit-full-detail:

    Get Manulife Vitality with any Flexcare or FollowMe Health & Dental plan for just $5/month.

Age: 1
Province: all
  • vitality-detail:
    • Live healthy
    • Earn rewards
    • Save money
  • plan-benefit-full-detail:

    Get Manulife Vitality with any Flexcare or FollowMe Health & Dental plan for just $5/month.

Benefit Code : travel
Benefit Icon Path: /content/dam/affinity/coverme/english/icons/health-and-dental/travel.png
Benefit Page Path:
Age: 0
Province: all
  • plan-benefit-full-detail:
    • $5 million in emergency health coverage for first 9 days of each trip
    • $100 deductible per claim
    • Travel insurance coverage ends at age 70, and may be limited or excluded for any illness or condition that first appears in the 9 months preceding each departure date.
  • plan-compare-benefit-detail:

    $5 million in emergency health coverage for first 9 days of each trip

  • plan-page-benefit-detail:
    • $5 million in emergency health coverage for first 9 days of each trip
    • $100 deductible per claim
Age: 1
Province: all
  • plan-benefit-full-detail:
    • $5 million in emergency health coverage for first 9 days of each trip
    • $100 deductible per claim
    • Travel insurance coverage ends at age 70, and may be limited or excluded for any illness or condition that first appears in the 9 months preceding each departure date.
  • plan-compare-benefit-detail:

    $5 million in emergency health coverage for first 9 days of each trip

  • plan-page-benefit-detail:
    • $5 million in emergency health coverage for first 9 days of each trip
    • $100 deductible per claim
Benefit Code : extended-health-care
Benefit Icon Path: /content/dam/affinity/coverme/english/icons/health-and-dental/extended-health-care.png
Benefit Page Path:
Age: 0
Province: all
  • plan-page-benefit-detail:

    $250,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached)

    Survivor benefit

    • Continued coverage with no premiums for 1 year after death of an insured adult
  • plan-sub-benefit-block1:

    Registered specialists and therapists

    80% coverage, up to $500 for:

    • Acupuncturist
    • Chiropodist
    • Chiropractor plus $35 for chiropractic x-ray
    • Dietitian
    • Naturopath
    • Osteopath
    • Podiatrist
    • Registered Massage Therapist

    Plus:

    • Physiotherapist – 100% coverage, up to $250 paid
    • Psychologist/Psychotherapist/Clinical Counsellor (combined) – $80/first visit or $65/subsequent visit x 15 visits
    • Speech Pathologist/Therapist (combined) – $65/first visit or $45/subsequent visit x 10 visits

    TELUS Health Virtual Care

    Get easy and immediate healthcare, including mental health, when and where you need it.

  • plan-sub-benefit-block2:

    More extended health care

    • Orthotics (custom-made) – $225
    • Hearing aids (purchase or repair) – $400 every 4 years
    • Homecare and nursing – $4,000
    • Prosthetic appliances (e.g., artificial joints and limbs) – $4,000
    • Durable medical equipment (e.g., wheelchairs, ventilators and lifts) – $4,000
    • Ambulance (air or ground) – unlimited
    • Accidental dental - $2,000 maximum per person, per anniversary year
  • plan-compare-benefit-detail:

    $250,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached)

  • plan-benefit-full-detail:

    $250,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached)

    What's included?

    Per person every year unless otherwise noted:

    Registered specialists and therapists

    80% coverage, up to $500 for:

    • Acupuncturist
    • Chiropodist
    • Chiropractor plus $35 for chiropractic x-ray
    • Dietitian
    • Naturopath
    • Osteopath
    • Podiatrist
    • Registered Massage Therapist

    Plus:

    • Physiotherapist – 100% coverage, up to $250 paid
    • Psychologist/Psychotherapist/Clinical Counsellor (combined) – $80/first visit or $65/subsequent visit x 15 visits
    • Speech Pathologist/Therapist (combined) – $65/first visit or $45/subsequent visit x 10 visits

    More extended health care

    • Orthotics (custom-made) – $225
    • Hearing aids (purchase or repair) – $400 every 4 years
    • Homecare and nursing – $4,000
    • Prosthetic appliances (e.g., artificial joints and limbs) – $4,000
    • Durable medical equipment (e.g., wheelchairs, ventilators and lifts) – $4,000
    • Ambulance (air or ground) – unlimited
    • TELUS Living Well Companion, TELUS SmartHome Security 
    • TELUS Health Virtual Care – Unlimited, 24/7 access to health care professionals from anywhere, in French and English.
    • Accidental dental – $2,000 maximum per person, per anniversary year

    Travel insurance*

    • $5 million in emergency health coverage for first 9 days of each trip
    • $100 deductible per claim

    * Travel insurance coverage ends at age 70, and may be limited or excluded for any illness or condition that first appears in the 9 months preceding each departure date.

    Accidental death and dismemberment (AD&D) insurance

    • Up to $25,000 for adults under age 65
    • Up to $10,000 for children and adults age 65 and over

    Survivor benefit

    • Continued coverage with no premiums for 1 year after death of an insured adult

Age: 1
Province: all
  • plan-page-benefit-detail:

    $260,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached)

    Survivor benefit

    • Continued coverage with no premiums for 1 year after death of an insured adult
  • plan-compare-benefit-detail:

    $260,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached)

  • plan-sub-benefit-block1:

    Registered specialists and therapists

    80% coverage, up to $500 for:

    • Acupuncturist
    • Chiropodist
    • Chiropractor plus $35 for chiropractic x-ray
    • Dietitian
    • Naturopath
    • Osteopath
    • Podiatrist
    • Registered Massage Therapist

    Plus:

    • Physiotherapist – 100% coverage, up to $250 paid
    • Psychologist/Psychotherapist/Clinical Counsellor (combined) – $80/first visit or $65/subsequent visit x 15 visits
    • Speech Pathologist/Therapist (combined) – $65/first visit or $45/subsequent visit x 10 visits

    TELUS Health Virtual Care

    Get easy and immediate healthcare, including mental health, when and where you need it.

  • plan-sub-benefit-block2:

    More extended health care

    • Orthotics (custom-made) – $225
    • Hearing aids (purchase or repair) – $500 every 4 years
    • Homecare and nursing – $4,500
    • Durable medical equipment (e.g., wheelchairs, ventilators and lifts) – $4,500
    • Ambulance (air or ground) – unlimited
    • Accidental dental - $2,000 maximum per person, per anniversary year
  • plan-benefit-full-detail:

    $260,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached)

    What's included?

    Per person every year unless otherwise noted:

    Registered specialists and therapists

    80% coverage, up to $500 for:

    • Acupuncturist
    • Chiropodist
    • Chiropractor plus $35 for chiropractic x-ray
    • Dietitian
    • Naturopath
    • Osteopath
    • Podiatrist
    • Registered Massage Therapist

    Plus:

    • Physiotherapist – 100% coverage, up to $250 paid
    • Psychologist/Psychotherapist/Clinical Counsellor (combined) – $80/first visit or $65/subsequent visit x 15 visits
    • Speech Pathologist/Therapist (combined) – $65/first visit or $45/subsequent visit x 10 visits

    More extended health care

    • Orthotics (custom-made) – $225
    • Hearing aids (purchase or repair) – $500 every 4 years
    • Homecare and nursing – $4,500
    • Prosthetic appliances (e.g., artificial joints and limbs) – $4,500
    • Durable medical equipment (e.g., wheelchairs, ventilators and lifts) – $4,500
    • Ambulance (air or ground) – unlimited
    • TELUS Living Well Companion, TELUS SmartHome Security
    • TELUS Health Virtual Care – Unlimited, 24/7 access to health care professionals from anywhere, in French and English.
    • Accidental dental – $2,000 maximum per person, per anniversary year

    Travel insurance*

    • $5 million in emergency health coverage for first 9 days of each trip
    • $100 deductible per claim

    * Travel insurance coverage ends at age 70, and may be limited or excluded for any illness or condition that first appears in the 9 months preceding each departure date.

    Accidental death and dismemberment (AD&D) insurance

    • Up to $25,000 for adults under age 65
    • Up to $10,000 for children and adults age 65 and over

    Survivor benefit

    • Continued coverage with no premiums for 1 year after death of an insured adult

Age: 0
Province: QC
  • plan-page-benefit-detail:

    $250,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached)

    Survivor benefit

    • Continued coverage with no premiums for 1 year after death of an insured adult
  • plan-sub-benefit-block1:

    Registered specialists and therapists

    80% coverage, up to $500 for:

    • Acupuncturist
    • Chiropodist
    • Chiropractor plus $35 for chiropractic x-ray
    • Dietitian
    • Naturopath
    • Osteopath
    • Podiatrist
    • Registered Massage Therapist

    Plus:

    • Physiotherapist – 100% coverage, up to $250 paid
    • Psychologist/Psychotherapist/Clinical Counsellor (combined) – $80/first visit or $65/subsequent visit x 15 visits
    • Speech Pathologist/Therapist (combined) – $65/first visit or $45/subsequent visit x 10 visits

     

    TELUS Health Virtual Care

     

    Get easy and immediate healthcare, including mental health, when and where you need it.

     

  • plan-sub-benefit-block2:

    More extended health care

    • Orthotics (custom-made) – $225
    • Hearing aids (purchase or repair) – $400 every 4 years
    • Homecare and nursing – $4,000

    Diagnostic services

    • Magnetic Resonance Imaging (MRI) – $500
    • Computerized Axial Tomography (CAT) scans – $200
    • Ultrasound Scans – $50
    • Laboratory Tests (blood tests, urine tests, throat cultures) – $100 per category
  • plan-compare-benefit-detail:

    $250,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached)

  • plan-benefit-full-detail:

    $250,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached)

    What's included?

    Per person every year unless otherwise noted:

    Registered specialists and therapists

    80% coverage, up to $500 for:

    • Acupuncturist
    • Chiropodist
    • Chiropractor plus $35 for chiropractic x-ray
    • Dietitian
    • Naturopath
    • Osteopath
    • Podiatrist
    • Registered Massage Therapist

    Plus:

    • Physiotherapist – 100% coverage, up to $250 paid
    • Psychologist/Psychotherapist/Clinical Counsellor (combined) – $80/first visit or $65/subsequent visit x 15 visits
    • Speech Pathologist/Therapist (combined) – $65/first visit or $45/subsequent visit x 10 visits

    More extended health care

    • Orthotics (custom-made) – $225
    • Hearing aids (purchase or repair) – $400 every 4 years
    • Homecare and nursing – $4,000
    • Prosthetic appliances (e.g., artificial joints and limbs) – $4,000
    • Durable medical equipment (e.g., wheelchairs, ventilators and lifts) – $4,000
    • Ambulance (air or ground) – unlimited
    • TELUS Living Well Companion, TELUS SmartHome Security
    • TELUS Health Virtual Care – Unlimited, 24/7 access to health care professionals from anywhere, in French and English.
    • Accidental dental – $2,000 maximum per person, per anniversary year

    Diagnostic services

    • Magnetic Resonance Imaging (MRI) – $500
    • Computerized Axial Tomography (CAT) scans – $200
    • Ultrasound Scans – $50
    • Laboratory Tests (blood tests, urine tests, throat cultures) – $100 per category
    • Prostate Specific Antigen (PSA) Test – $75
    • Cancer Antigen (CA) 125 test – $75
    • Audiologist – $500

    Travel insurance*

    • $5 million in emergency health coverage for first 9 days of each trip
    • $100 deductible per claim

    * Travel insurance coverage ends at age 70, and may be limited or excluded for any illness or condition that first appears in the 9 months preceding each departure date.

    Accidental death and dismemberment (AD&D) insurance

    • Up to $25,000 for adults under age 65
    • Up to $10,000 for children and adults age 65 and over

    Survivor benefit

    • Continued coverage with no premiums for 1 year after death of an insured adult
Age: 1
Province: QC
  • plan-page-benefit-detail:

    $260,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached)

    Survivor benefit

    • Continued coverage with no premiums for 1 year after death of an insured adult
  • plan-compare-benefit-detail:

    $260,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached)

  • plan-sub-benefit-block1:

    Registered specialists and therapists

    80% coverage, up to $500 for:

    • Acupuncturist
    • Chiropodist
    • Chiropractor plus $35 for chiropractic x-ray
    • Dietitian
    • Naturopath
    • Osteopath
    • Podiatrist
    • Registered Massage Therapist

    Plus:

    • Physiotherapist – 100% coverage, up to $250 paid
    • Psychologist/Psychotherapist/Clinical Counsellor (combined) – $80/first visit or $65/subsequent visit x 15 visits
    • Speech Pathologist/Therapist (combined) – $65/first visit or $45/subsequent visit x 10 visits

    TELUS Health Virtual Care

    Get easy and immediate healthcare, including mental health, when and where you need it.

  • plan-sub-benefit-block2:

    More extended health care

    • Orthotics (custom-made) – $225
    • Hearing aids (purchase or repair) – $500 every 4 years
    • Homecare and nursing – $4,500

    Diagnostic services

    • Magnetic Resonance Imaging (MRI) – $500
    • Computerized Axial Tomography (CAT) scans – $200
    • Ultrasound Scans – $50
    • Laboratory Tests (blood tests, urine tests, throat cultures) – $100 per category
  • plan-benefit-full-detail:

    $260,000 over lifetime for registered specialists and therapists, orthotics, hearing aids, homecare, medical equipment and more (after government health plan maximums reached)

    What's included?

    Per person every year unless otherwise noted:

    Registered specialists and therapists

    80% coverage, up to $500 for:

    • Acupuncturist
    • Chiropodist
    • Chiropractor plus $35 for chiropractic x-ray
    • Dietitian
    • Naturopath
    • Osteopath
    • Podiatrist
    • Registered Massage Therapist

    Plus:

    • Physiotherapist – 100% coverage, up to $250 paid
    • Psychologist/Psychotherapist/Clinical Counsellor (combined) – $80/first visit or $65/subsequent visit x 15 visits
    • Speech Pathologist/Therapist (combined) – $65/first visit or $45/subsequent visit x 10 visits

    More extended health care

    • Orthotics (custom-made) – $225
    • Hearing aids (purchase or repair) – $500 every 4 years
    • Homecare and nursing – $4,500
    • Prosthetic appliances (e.g., artificial joints and limbs) – $4,500
    • Durable medical equipment (e.g., wheelchairs, ventilators and lifts) – $4,500
    • Ambulance (air or ground) – unlimited
    • TELUS Living Well Companion, TELUS SmartHome Security
    • TELUS Health Virtual Care – Unlimited, 24/7 access to health care professionals from anywhere, in French and English.
    • Accidental dental – $2,000 maximum per person, per anniversary year

    Diagnostic services

    • Magnetic Resonance Imaging (MRI) – $500
    • Computerized Axial Tomography (CAT) scans – $200
    • Ultrasound Scans – $50
    • Laboratory Tests (blood tests, urine tests, throat cultures) – $100 per category
    • Prostate Specific Antigen (PSA) Test – $75
    • Cancer Antigen (CA) 125 test – $75
    • Audiologist – $500

    Travel insurance*

    • $5 million in emergency health coverage for first 9 days of each trip
    • $100 deductible per claim

    * Travel insurance coverage ends at age 70, and may be limited or excluded for any illness or condition that first appears in the 9 months preceding each departure date.

    Accidental death and dismemberment (AD&D) insurance

    • Up to $25,000 for adults under age 65
    • Up to $10,000 for children and adults age 65 and over

    Survivor benefit

    • Continued coverage with no premiums for 1 year after death of an insured adult

Add On Title : Add-On
Add On Icon Path: /content/dam/affinity/coverme/english/icons/health-and-dental/add-on.png
/content/experience-fragments/cmm/affinity/covme/en/add_on/travel/travel
/content/experience-fragments/cmm/affinity/covme/en/add_on/vision/vision
/content/experience-fragments/cmm/affinity/covme/en/add_on/hospital/hospital
/content/experience-fragments/cmm/affinity/covme/en/add_on/add/add
/content/experience-fragments/cmm/affinity/covme/en/add_on/catastrophic-10200/catastrophic-10200
/content/experience-fragments/cmm/affinity/covme/en/add_on/vitality/vitality
Age: 0
Province: all
  • addon-highlight:
    • Hospital - Covers a semi-private or private hospital room
    • Vision - Enhances plan coverage to $500 every three years
    • Travel - Enhances plan coverage by 8 or 21 days
Age: 1
Province: all
  • addon-highlight:
    • Hospital - Covers a semi-private or private hospital room
    • Vision - Enhances plan coverage to $500 every three years
    • Travel - Enhances plan coverage by 8 or 21 days