Manulife CoverMe
CoverMe™ Travel Insurance for Visitors to Canada
Single-Trip Plan Details

Travel insurance protection that travels with you

CoverMe Travel Single-Trip travel insurance plans give visitors a simple, affordable way to protect against the cost of unexpected emergencies while they're in Canada.

This CoverMe Travel insurance is also a way to meet Super Visa insurance requirements. When applying for a Super Visa for Canada, you must have proof that you have private medical insurance from a Canadian insurance company that provides a minimum of $100,000 of coverage and is valid for one full year. i

This protection is also a smart solution for people who are in Canada on a work visa, Canadians who are not eligible for benefits under a government health insurance plan and those who are awaiting government health insurance plan coverage.

Emergency Medical provides up to $100,000 ($150,000 up to age 69) in emergency medical coverage.

Travel Accident covers up to $50,000 for an accidental bodily injury or death.

Optional Trip Interruption is an optional benefit of up to $1,500 for single coverage or $5,000 for family coverage that helps protect a visitor's travel investment against unforeseen events.

For more detailed information outlining all the policy details, you can download the policy.

Super Visa



Emergency Medical

CoverMe Travel Single-Trip Emergency Medical plans offer visitors affordable, yet comprehensive travel insurance protection. Travellers have two options to choose from:

Plan A

Visitors who apply for Plan A cannot qualify for coverage if they are under 30 days or over 85 years of age (over 69 years of age for $150,000). Family coverage is available up to age 54. Any medical condition, diagnosed or undiagnosed, which existed or for which you sought or received medical advice, consultation, investigation, or for which treatment was required or recommended by a physician, within the 180 days prior to their coverage starting will not be covered.

Plan B

Visitors who apply for Plan B can qualify for coverage if they are 85 years of age or under (up to 69 years of age for $150,000). Applicants 40 years of age or over must complete the medical questionnaire. Pre-existing medical conditions are covered as long as they have been stable for 180 days prior to their coverage starting.

Deductible Savings are available for both Plan A and B.

Emergency Medical Benefits

Provides up to $150,000 in emergency medical coverage, including:

  • Emergency medical attention received in or out of the hospital
  • Paramedical services
  • Ambulance transportation
  • Emergency dental treatment
  • Expenses related to death
  • Repatriation home due to a medical emergency
  • Additional expenses for meals and hotel
  • Visit to bedside if travelling alone
  • Childcare expenses
  • Return home of children
  • Hospital Allowance
  • Trip Break

Travel Accident

Travel Accident covers up to $50,000 for an accidental bodily injury or death.

  • If an accidental bodily injury causes you to die, to become completely and permanently blind in both eyes or to have two limbs fully severed above the wrist or ankle joints, within 365 days of the accident, Manulife will pay $50,000.
  • If an accidental bodily injury causes you to become completely and permanently blind in one eye or have one limb fully severed above a wrist or ankle joint, within 365 days of the accident, Manulife will pay $25,000.
  • If you have more than one accidental bodily injury during the trip, Manulife will pay the applicable insured sum only for the one accident that entitles you to the largest benefit amount.

*Please note: If the claim is a result of an act of terrorism, emergency medical benefits may be limited. Other conditions, limitations and exclusions apply. Please see the policy for details.

Optional Trip Interruption

Trip Interruption protection is an optional benefit that helps safeguard a visitor's travel investment in the event that they have to interrupt their travel due to unforeseen events.

Coverage includes:

  • Up to $1,500 for Single Coverage and $5,000 for Family Coverage
  • Reimbursement of prepaid portion of the trip that is non-refundable and non-transferable to another travel date if your trip is interrupted due to a covered event

*Please note: If the claim is a result of an act of terrorism, emergency medical benefits may be limited. Other conditions, limitations and exclusions apply. Please see the policy for details.