CoverMe Travel Single-Trip Emergency Medical plans offer visitors affordable, yet comprehensive travel insurance protection. Travellers have two options to choose from:

Plan A

Visitors who apply for Plan A cannot qualify for coverage if they are under 31 days or over 85 years of age (over 69 years of age for $150,000). Family coverage is available up to age 54. Pre-existing medical conditions for which medication has been taken, received or prescribed and/or treatment has been received in the 180 days prior to their coverage starting will not be covered.

Plan B

Visitors who apply for Plan B can qualify for coverage up to age 85 years of age (up to 69 years of age for $150,000). Applicants 35 years of age or over must complete the medical questionnaire. Pre-existing medical conditions are covered as long as they have been stable for 180 days prior to their coverage starting.

Deductible Savings are available for both Plan A and B.

Emergency Medical Benefits

Provides up to $150,000 in emergency medical coverage, including:

• Emergency medical attention received in or out of the hospital
• Paramedical services
• Ambulance transportation
• Emergency dental treatment
• Expenses related to death
• Repatriation home due to a medical emergency
• Additional expenses for meals and hotel
• Visit to bedside if travelling alone
• Childcare expenses
• Return home of children
• Trip Break

Trip Interruption protection is an optional benefit that helps safeguard a visitor's travel investment in the event that they have to interrupt their travel due to unforeseen events.

Coverage includes:

• Up to $1,500 for Single Coverage and $5,000 for Family Coverage
• Reimbursement of prepaid portion of the trip that is non-refundable and non-transferable to another travel date if your trip is interrupted due to a covered event

*Please note: If the claim is a result of an act of terrorism, emergency medical benefits may be limited. Other conditions, limitations and exclusions apply. Please see the policy for details.

Travel Accident insurance is an optional benefit that covers visitors for up to $50,000 in the event of an accidental bodily injury or death.

• If an accidental bodily injury causes you to die, to become completely and permanently blind in both eyes or to have two limbs fully severed above the wrist or ankle joints, within 365 days of the accident, Manulife Financial will pay $50,000.
• If an accidental bodily injury causes you to become completely and permanently blind in one eye or have one limb fully severed above a wrist or ankle joint, within 365 days of the accident, Manulife Financial will pay $25,000.
• If you have more than one accidental bodily injury during the trip, Manulife Financial will pay the applicable insured sum only for the one accident that entitles you to the largest benefit amount.

*Please note: If the claim is a result of an act of terrorism, emergency medical benefits may be limited. Other conditions, limitations and exclusions apply. Please see the policy for details.