CoverMe Travel Multi-Trip Emergency Medical plans offer visitors affordable, yet comprehensive travel insurance protection. Travellers have two options to choose from:

Plan A

Visitors who apply for Plan A cannot qualify for coverage if they are under 31 days or over 69 years of age. Family coverage is available if all family members are under age 55. Pre-existing medical conditions for which medication has been taken, received or prescribed and/or treatment has been received in the 180 days prior to their coverage starting will not be covered.

Plan B

Visitors who apply for Plan B can qualify for coverage if they are at least 31 days of age and under age 70. Pre-existing medical conditions are covered as long as they have been stable for 180 days prior to their coverage starting.

Deductible savings are available for both Plan A and B.

Emergency Medical Benefits

Provides up to $150,000 in emergency medical coverage, including:

• Emergency medical attention received in or out of the hospital
• Paramedical services
• Ambulance transportation
• Emergency dental treatment
• Expenses related to death
• Repatriation home due to a medical emergency
• Additional expenses for meals and hotel
• Visit to bedside if travelling alone
• Childcare expenses
• Return Home of Children
• Trip Break

The CoverMe Travel insurance Emergency Medical Top-Up allows visitors who are planning on travelling for longer than 30 days to extend the emergency medical coverage to ensure they are protected for their entire trip.

• Top-Up coverage must be purchased before a multi-trip coverage expires and is subject to an extra premium charge.
• Single-Trip Emergency Medical Plan A is used to top up Multi-Trip Emergency Medical Plan A.
• Single-Trip Emergency Medical Plan B can be used to top up Multi-Trip Emergency Medical Plan B.
• Top-ups can be purchased for a maximum trip duration of 365 days.