Choose the coverage that suits your needs
This chart gives a brief overview of the comprehensive travel insurance coverage CoverMe Travel offers Visitors to Canada. For detailed information on our plans, please choose Single-Trip plan. If you would like to compare all of the CoverMe Travel insurance plans, click here.For more detailed information outlining all the policy details, you can download the policy.
|Insurance Offered||Coverage Amounts (Per Insured Per Trip in $CAD)|
|Side Trips Outside Canada||
|Optional Trip Interruption||
|Plan||Coverage Starts* (effective date)||Coverage Ends**|
|Single-Trip Plans||On the later of:
||On the earliest of the following:
Please note: The applicable waiting period applies to any sickness or illness if you purchased insurance after your arrival in Canada, except in the case of accidental bodily injury.
* When coverage is purchased prior to leaving home with an effective date equal to the date and time you are scheduled to arrive in Canada, coverage will also be provided with no additional premium during your uninterrupted flight directly to Canada. An uninterrupted flight can include a stop-over provided you do not leave the airport.
** When coverage is purchased prior to leaving Canada to return home with an expiry date equal to the date and time you are scheduled to leave Canada, coverage will also be provided with no additional premium during your uninterrupted flight from Canada directly home. An uninterrupted flight can include a stop-over provided you do not leave the airport.
A waiting period applies if the insurance is purchased after arrival in Canada and applies to any sickness or illness. The waiting periods are:
The waiting period will be waived:
You can obtain a refund of premium if:
Simply contact us to ask for a refund and provide proof of the date you actually returned home or the effective date of your Canadian government health insurance plan coverage. All travellers insured under the same policy must return together or have effective Canadian government health insurance plan coverage, for a refund to be possible.
Automatic extension of your coverage is provided beyond the date you were scheduled to return home as per your confirmation if:
In any case, we will not extend your coverage beyond 12 months after your effective date of insurance.
To extend your coverage, you must make your request before your expiry date or the date you were scheduled to return home as per your confirmation. If you have not had a change in your health status, submitted a claim, or had an event that has resulted in or may result in a claim against the policy, the extension may be issued upon request. If you have, the extension is subject to the approval of the Assistance Centre.