Manulife CoverMe
CoverMe™ Travel insurance for Students Plan Details

If you're a full-time student living away from home, your government health plan may not cover health-related expenses for medical care you may need while away. And while routine, basic medical services can add up quickly, emergency medical expenses can easily total thousands of dollars.

With CoverMe Travel insurance for Students, you'll have financial protection against routine and emergency medical expenses, including a yearly examination, prescription drugs, out-patient and emergency services, ambulance transportation, and more.

If your family is living abroad with you while you study, CoverMe Travel insurance for Students features Family Coverage, which will be of interest to you.

Learn more about who is eligible.

Total Coverage

With CoverMe™ Travel insurance for Students, you have up to a maximum aggregate of $1 million CAD for emergency medical and non-medical coverage for covered risks.

Emergency Medical Benefits

The emergency medical benefits* covered by CoverMe Travel insurance for Students include:

  • Hospital expenses - up to the maximum aggregate for:

    • 60 days hospitalization for injury or illness
    • 30 days hospitalization for psychiatric care
    • Out-patient and emergency department services
  • Physician services - plus up to 5 follow-up visits
  • Diagnostic services
  • Private duty nurse - up to $10,000
  • Ambulance transportation - up to $5,000
  • Prescription drugs - up to 30 days supply
  • Paramedical services - up to $300 per profession
  • Emergency dental treatment

    • accidental injury - up to $2,500
    • relief of pain - up to $100
    • per extracted wisdom tooth - up to $250
  • Psychiatric care - up to $5,000
  • Trauma counselling - up to 6 sessions
  • Medical appliances
  • Emergency evacuation - up to $100,000
  • Family transportation to bedside - up to $4,500
  • Repatriation of mortal remains - up to $10,000
  • Tuition reimbursement - up to $5,000
  • Trip break - up to 21 consecutive days without termination of coverage

Please note: For Canadians travelling abroad, if the claim is a result of an act of terrorism, this benefit may be limited. In all cases, conditions, limitations and exclusions apply. Please see the policy for details.

Non-Emergency Medical Benefits

You are also covered for some non-emergency medical benefits, including:

  • Annual medical examination - up to $100
  • Annual eye examination
  • Maternity benefit - up to $20,000
  • Accidental death or dismemberment - up to $10,000

Conditions, limitations and exclusions apply. Please see the policy for details.