Flexcare® Catastrophic Add-On

Get protection from very high prescription drug expenses and other medical costs

After a serious accident or medical emergency, drug costs and other medical expenses can soar. The Catastrophic Add-On provides protection after you pay a specific amount ($4,500 or $10,200) in annual drug claims.

Add-On highlights:

  • Provides unlimited drug coverage above $4,500
  • Increases Homecare and Nursing, Prosthetic Appliances and Durable Medical Equipment coverage above $7,500
  • Increases Chiropractor and Physiotherapist coverage after an accident
Prescription drugs
  • Unlimited generic and name brand prescription drug coverage after annual claims reach $4,500 per person
Homecare and Nursing, Prosthetic Appliances and Durable Medical Equipment
  • Extra $25,000 in coverage per category after annual claims reach $7,500 per person in that category (with a lifetime maximum of $100,000)
Chiropractor and Physiotherapist
  • Unlimited Chiropractor and Physiotherapist coverage for one year after an accident that causes a hospital stay of at least 24 hours
Additional details
  • Coordinates benefits with any other health plan coverage you have
  • Requires you to answer some medical questions
  • Available only with the purchase of a Flexcare® ComboPlus Basic or DrugPlus Basic plan
  • Available for persons up to age 65
Flexcare® Plans Important Notice

For Vision Care and Hearing Aid benefits, one year is defined as a Benefit Year (the 12 consecutive months following the incurred date of the claim). For all other benefits, one year is defined as an Anniversary Year (the 12 consecutive months following the Effective Date of the Policy and every 12-month period thereafter).

Add-On highlights:

  • Provides unlimited drug coverage above $10,200
  • Increases Homecare and Nursing, Prosthetic Appliances and Durable Medical Equipment coverage above $7,500
  • Increases Chiropractor and Physiotherapist coverage after an accident
Prescription drugs
  • Unlimited generic and name brand prescription drug coverage after annual claims reach $10,200 per person
Homecare and Nursing, Prosthetic Appliances and Durable Medical Equipment
  • Extra $25,000 in coverage per category after annual claims reach $7,500 per person in that category (with a lifetime maximum of $100,000)
Chiropractor and Physiotherapist
  • Unlimited Chiropractor and Physiotherapist coverage for one year after an accident that causes a hospital stay of at least 24 hours
Additional details
  • Coordinates benefits with any other health plan coverage you have
  • Requires you to answer some medical questions
  • Available only with the purchase of a Flexcare® ComboPlus Enhanced or DrugPlus Enhanced plan
  • Available for persons up to age 65
Flexcare® Plans Important Notice

For Vision Care and Hearing Aid benefits, one year is defined as a Benefit Year (the 12 consecutive months following the incurred date of the claim). For all other benefits, one year is defined as an Anniversary Year (the 12 consecutive months following the Effective Date of the Policy and every 12-month period thereafter).

Questions?

Call Email: more_info@manulife.com Our customer service representatives are available Monday to Friday 8:00 a.m. to 8:00 p.m. (Eastern Time)