The CoverMe Travel Single-Trip Emergency Medical plan* offers you affordable yet comprehensive travel insurance protection, including:

• Up to $5 million in emergency medical coverage
• Coverage for paramedical services
• Ambulance transportation
• Emergency dental treatment
• Expenses related to death
• Emergency Evacuation home
• Visit to bedside if travelling alone
• Return home of children under your care
• Additional expenses for meals and hotel
• Return home of vehicle
• Trip break, return home without terminating coverage

* Please note: If the claim is a result of an act of terrorism, emergency medical benefits may be limited. Other conditions, limitations and exclusions apply. Please see the policy for details.

If your trip is entirely within Canada, choosing the CoverMe Travel Canada Emergency Medical plan* will save you 50% on your premium, but you'll still enjoy comprehensive protection, including:

• Up to $5 million in emergency medical coverage
• Coverage for paramedical services
• Ambulance transportation
• Emergency dental treatment
• Expenses related to death
• Emergency Evacuation home
• Visit to bedside if travelling alone
• Return home of children under your care
• Additional expenses for meals and hotel
• Return home of vehicle
• Trip break, return home without terminating coverage

*Please note: If the claim is a result of an act of terrorism, emergency medical benefits may be limited. Other conditions, limitations and exclusions apply. Please see the policy for details.

The CoverMe Travel Single-Trip All-Inclusive plan* offers you the added confidence and security that comes from knowing that in addition to Emergency Medical, your protection also includes coverage for non-medical expenses, including Trip Cancellation & Trip Interruption, Baggage Loss, Damage and Delay, Flight Accident and Travel Accident.

Emergency Medical

• Up to $5 million in emergency medical coverage
• Coverage for paramedical services
• Ambulance transportation
• Emergency dental treatment
• Expenses related to death
• Emergency Evacuation home
• Visit to bedside if travelling alone
• Return home of children under your care
• Additional expenses for meals and hotel
• Return home of vehicle
• Trip break, return home without terminating coverage

Trip Cancellation & Trip Interruption

• Up to $3,500 per insured per trip
• Reimbursement of prepaid portion of the trip that is non-refundable and non-transferable to another travel date for a covered event

Baggage Loss, Damage and Delay

• Up to $100 for replacement of a lost or stolen passport, driver's licence, birth certificate or travel visa
• Up to $500 for necessary toiletries and clothing when luggage is delayed by the carrier for at least 10 hours while the insured is en route
• Up to $300 per trip for any item or set of items to a maximum of $1,000

Flight Accident and Travel Accident

• $100,000 under Flight Accident Insurance; or $50,000 under Travel Accident Insurance, if an accidental bodily injury causes your death or causes you to become completely and permanently blind in both eyes or to have two limbs fully severed above the wrist or ankle joints, in the 12 months after the accident.
• $50,000 under Flight Accident Insurance; or $25,000 under Travel Accident Insurance, if an accidental bodily injury causes you to become completely and permanently blind in one eye or have one limb fully severed above a wrist or ankle joint in the 12 months after the accident.

* Please note: If the claim is a result of an act of terrorism, emergency medical benefits may be limited. Other conditions, limitations and exclusions apply. Please see the policy for details.

If you are between the ages of 55 and 74 and are only taking one trip of 17 days or less, the CoverMe Travel insurance Quick Trip plan* offers you affordable, comprehensive travel insurance protection – with no medical questionnaire when you apply. Coverage includes:

Emergency Medical

• Up to $5 million in emergency medical coverage
• Coverage for paramedical services
• Ambulance transportation
• Emergency dental treatment
• Expenses related to death
• Emergency Evacuation home
• Visit to bedside if travelling alone
• Return home of children under your care
• Additional expenses for meals and hotel
• Return home of vehicle
• Trip break, return home without terminating coverage

Please Note: The Quick Trip Plan will not cover:

• Any pre-existing condition for which you have taken, received or been prescribed medication or treatment in the three (3) months before your effective date; and/or
• Your heart condition if, in the three (3) months before your effective date you have taken, received or been prescribed medication or treatment or you have taken any form of nitroglycerine for the relief of angina pain; and/or
• Your lung condition if, in the three (3) months before your effective date you have taken, received or been prescribed medication or treatment or you require treatment with oxygen or Prednisone for your lung condition.
• Age 55 and over - If you are not purchasing the Quick Trip plan and are age 55 or over, you must complete the Medical Questionnaire to determine your eligibility and Rate Category for other plans offered by CoverMe Travel insurance.

* Please note: If the claim is a result of an act of terrorism, emergency medical benefits may be limited. Other conditions, limitations and exclusions apply. Please see the policy for details.

CoverMe Travel insurance Trip Cancellation & Trip Interruption* protection safeguards your travel investment in the event that you have to cancel or interrupt it due to unforeseen events. Coverage includes:

• Up to sum insured, to a maximum of $3,500 per insured per trip, for the Trip Cancellation & Trip Interruption plan when purchased separately as a stand-alone plan
• Up to $3,500 per insured per trip for the Single-Trip All-Inclusive plan
• Up to $5,000 per insured per trip, and up to $7,000 per policy for the Multi-Trip All-Inclusive Plan
• Reimbursement of prepaid portion of the trip that is non-refundable and non-transferable to another travel date for a covered event
• A stand-alone plan must be purchased within seven (7) days of booking your trip or before any cancellation penalties are chargeable for that trip

* Please note: If the claim is a result of an act of terrorism, benefits may be limited. Other conditions, limitations and exclusions apply. Please see the policy for details.

The CoverMe Travel insurance BounceBack benefit plan protects your travel investment by providing you with up to $2,000 towards the cost of one economy class return ticket, if you need to interrupt your trip and return home if, during the trip, an immediate family member who is not travelling with you dies or undergoes an emergency hospitalization or your principal residence in Canada becomes uninhabitable due to a natural disaster. This plan can only be purchased with Single-Trip plans.

If you are already on your trip and need to apply for an extension of coverage, you may be able to extend your coverage as long as:

• the total length of your trip, including the extension, does not exceed 183 days (212 days if you reside in Ontario or Newfoundland);
• you pay the additional premium (minimum $25); and
• there has been no event that has resulted or may result in a claim against the policy, and there has been no change in your health status.

If you have a CoverMe Travel insurance Multi-Trip plan and are planning on travelling for longer than the maximum trip length of your Multi-Trip plan:

• Top-Up coverage must be purchased prior to the expiry date and is subject to an extra premium charge;
• The entire trip, including the top-up period, cannot be longer than 183 days (212 days for residents of Ontario or Newfoundland);
• It is your responsibility to confirm that top-up is permitted on your existing plan with no loss of coverage;
• If you are age 55 or older, the Medical Questionnaire must be completed.

Note: If a trip begins during the coverage period of your Multi-Trip plan but will extend beyond the expiry date, you can purchase top-up coverage for any travel days that fall after the expiry date or you can purchase a new CoverMe Travel Insurance Multi-Trip plan for the next 365-day period as long as the total duration of the trip does not exceed the maximum trip length you chose when you purchased the Multi-Trip plan.