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To Calculate the Top-Up Premium
    • Determine the number of days of coverage required, which is the total number of days in the trip minus the number of days already covered under your Multi-Trip plan.
      • The premium amount will be based on the Plan you select and your age on the effective date of your insurance.

    Top-Up Options
      • You must confirm that your existing coverage allows top-ups with no loss of coverage.
      • Top-Up coverage must be purchased prior to departure and is subject to an extra premium charge.
      • Single-Trip Emergency Medical Plan A can be used to top up Multi-Trip Emergency Medical Plan A, and Single-Trip Emergency Medical Plan B can be used to top-up Multi-Trip Emergency Medical Plan B. Top-ups can be purchased for a maximum trip duration of 365 days.