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Flexcare®

Catastrophic

With Flexcare® Stand-Alone coverage, you don't need a Core plan. You can select one or more Stand-Alones to create your own "One-Of-A-Kind" Flexcare health plan.

If you are 65 years of age or over, you are likely to have special health priorities. That is why Flexcare health plan coverage is adjusted to reflect your needs.


Catastrophic Coverage - $4,500 deductible
 
  (Medical questionnaire required)
  Quick Quote & Buy Online
 
 

Catastrophic Coverage is designed to offer protection against large unforeseen medical expenses that often result from serious accidents or medical emergencies. If you have a health plan or if you are applying for a Flexcare core plan, Catastrophic Coverage is an affordable and ideal option to further enhance your coverage. If you are currently without a health plan and are looking for protection against very large medical expenses, Flexcare Catastrophic Coverage may be an excellent solution for you.

This coverage provides the following benefits:

  • Unlimited 100% coverage for generic and name brand prescription drugs that commences when annual claims exceed $4,500 per person per anniversary year (available as an Add-On to DrugPlus Basic and ComboPlus Basic plans, or as a Stand-Alone);
  • Additional $25,000 in coverage for Homecare and Nursing, Prosthetic Appliances and Durable Medical Equipment (wheelchairs, etc.) that commences when annual claims exceed $7,500 per person per anniversary year; lifetime maximum of $100,000.
  • In the event of an accident that requires a hospital stay of at least 24 hours, Catastrophic Coverage provides unlimited Chiropractor and Physiotherapist coverage for 1 year following the accident.
  • All Catastrophic Coverage benefits are paid at the reasonable and customary level, and are co-ordinated with any other health plan coverage you may have.
  • You are eligible to apply for Catastrophic Coverage if you are under 65 years of age and a Canadian resident. Once your application is approved, your coverage will continue as long as your premiums are paid, regardless of age or any future changes in your health.

 

Anniversary Year means the consecutive 12 months following the Effective Date of the Agreement, and each 12 month period thereafter.

Benefit Year means the 12 month period following the date a claim for a specific benefit is first incurred, and each 12 month period thereafter.

Calendar Year means the 12 consecutive month period commencing January 1 and ending December 31.

  

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Catastrophic Coverage - $10,200 deductible
 
  (Medical questionnaire required)
  Quick Quote & Buy Online
 
 

Catastrophic Coverage is designed to offer protection against large unforeseen medical expenses that often result from serious accidents or medical emergencies. If you have a health plan or if you are applying for a Flexcare core plan, Catastrophic Coverage is an affordable and ideal option to further enhance your coverage. If you are currently without a health plan and are looking for protection against very large medical expenses, Flexcare Catastrophic Coverage may be an excellent solution for you.

This coverage provides the following benefits:

  • Unlimited 100% coverage for generic and name brand prescription drugs that commences when annual claims exceed $10,200 per person per anniversary year (available as an Add-On to DrugPlus Enhanced and ComboPlus Enhanced plans, or as a Stand-Alone).
  • Additional $25,000 in coverage for Homecare and Nursing, Prosthetic Appliances and Durable Medical Equipment (wheelchairs, etc.) that commences when annual claims exceed $7,500 per person per anniversary year; lifetime maximum of $100,000.
  • In the event of an accident that requires a hospital stay of at least 24 hours, Catastrophic Coverage provides unlimited Chiropractor and Physiotherapist coverage for 1 year following the accident.
  • All Catastrophic Coverage benefits are paid at the reasonable and customary level, and are co-ordinated with any other health plan coverage you may have.
  • You are eligible to apply for Catastrophic Coverage if you are under 65 years of age and a Canadian resident. Once your application is approved, your coverage will continue as long as your premiums are paid, regardless of age or any future changes in your health.

 

Anniversary Year means the consecutive 12 months following the Effective Date of the Agreement, and each 12 month period thereafter.

Benefit Year means the 12 month period following the date a claim for a specific benefit is first incurred, and each 12 month period thereafter.

Calendar Year means the 12 consecutive month period commencing January 1 and ending December 31.

  

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